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Best of · Plume · Updated

The best Lending dApps on Plume in 2026

We track 6 Lending dApps that run on Plume and have reviewed 4 of them in full. Our top pick is Morpho Blue. Each one is scored on security, ease of use, fees and features.

Ranked list

  1. 1
    Morpho Blue logo

    Morpho Blue

    Lending · Ethereum, Base, Robinhood Chain +41

    Morpho Blue lets you lend and borrow through onchain markets, or deposit into curated vaults. It is non-custodial, but smart-contract, oracle and liquidation risks can put your funds at risk.

    Read the Morpho Blue reviewVisit Morpho Blue(opens in a new tab)
    ScoreScore 7.0 out of 10
    TVL $10.9B−0.4%
  2. 2
    Mystic Finance Lending logo

    Mystic Finance Lending

    Lending · Flare, Citrea, Plume +2

    Mystic is a non-custodial lending app for EVM networks, with vaults, isolated borrowing markets, swaps and PLUME liquid staking. Check market liquidity and contract risk before supplying funds.

    Read the Mystic Finance Lending reviewVisit Mystic Finance Lending(opens in a new tab)
    ScoreScore 6.0 out of 10
    TVL $31.6M+0.5%
  3. 3
    Avalon Finance logo

    Avalon Finance

    Lending · IoTeX, BNB Chain, Bitlayer +18

    Avalon Finance offers Bitcoin-linked lending, borrowing and yield across many chains. Its advertised rates and custody claims need careful checking before you commit funds.

    Read the Avalon Finance reviewVisit Avalon Finance(opens in a new tab)
    ScoreScore 5.2 out of 10
    TVL $873K−24.4%
  4. 4
    Solera logo

    Solera

    Lending · Plume, Hemi

    Solera is a DeFi lending app with vaults on Plume and Hemi, including RWA-focused options. Check each vault’s strategy, current yield and withdrawal liquidity before depositing.

    Read the Solera reviewVisit Solera(opens in a new tab)
    ScoreScore 5.0 out of 10
    TVL $1.11M−8.2%
  5. 5
    LayerBank logo

    LayerBank

    Lending · Robinhood Chain, Rsk, BOB +13

    LayerBank is a multichain crypto lending protocol, but key details about its markets, costs and security are unclear. Verify the specific network and terms before supplying funds.

    Read the LayerBank reviewVisit LayerBank(opens in a new tab)
    ScoreNot rated yet
    TVL $5.59M−4.2%
  6. 6
    MultichainZ logo

    MultichainZ

    Lending · Ethereum, Plume, Base +1

    MultichainZ is winding down its lending and liquid-staking services. Withdraw assets by 30 December 2026; after the dApps sunset, remaining assets will need to be claimed manually.

    Read the MultichainZ reviewVisit MultichainZ(opens in a new tab)
    ScoreNot rated yet
    TVL $11.3K−8.8%

Lending dApps on Plume: the numbers

Tracked
6
Reviewed
6
Total TVL
$11.0B
Avg. score
5.8/10

SkyBitcoins tracks 6 lending dApps on Plume. Every one of them has a full review. Together they hold $11.0B in total value locked, counting value on every chain they support. Morpho Blue dominates, with 100% of that total. The five largest make up 100% of the total; the median is $1.11M.

By value locked, the largest lending dApps on Plume are Morpho Blue ($10.9B), Mystic Finance Lending ($31.6M) and LayerBank ($5.59M). On SkyBitcoins scores, Morpho Blue ranks first at 7.0/10, ahead of Mystic Finance Lending (6.0) and Avalon Finance (5.2). That makes Morpho Blue both the biggest and the best-rated. The 4 rated lending dApps average 5.8/10, and none scores 8 or above yet.

Beyond Plume, these lending dApps most often also run on Ethereum (4), Base (4) and Arbitrum (3). Of the 6 with a confirmed status, 5 are active and 1 is inactive or wound down. Over the last seven days, combined TVL was roughly flat (−0.4%). Mystic Finance Lending gained the most (+0.5%), while Solera dropped the most (−8.2%).

Largest by TVL

  1. 1Morpho Blue logoMorpho Blue$10.9B
  2. 2Mystic Finance Lending logoMystic Finance Lending$31.6M
  3. 3LayerBank logoLayerBank$5.59M
  4. 4Solera logoSolera$1.11M
  5. 5Avalon Finance logoAvalon Finance$873K

Highest rated

  1. 1Morpho Blue logoMorpho Blue7.0
  2. 2Mystic Finance Lending logoMystic Finance Lending6.0
  3. 3Avalon Finance logoAvalon Finance5.2
  4. 4Solera logoSolera5.0

Method

How we ranked them

Reviewed dApps come first. Each SkyBitcoins review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.

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Frequently asked questions

What is the largest lending dApp on Plume by TVL?

Morpho Blue is the largest lending dApp on Plume by total value locked, with $10.9B across all the chains it supports. It is followed by Mystic Finance Lending ($31.6M) and LayerBank ($5.59M). TVL figures come from DefiLlama and change daily.

Which lending dApp on Plume has the highest SkyBitcoins score?

Morpho Blue has the highest score at 7.0/10, ahead of Mystic Finance Lending (6.0) and Avalon Finance (5.2). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.

How many lending dApps on Plume has SkyBitcoins reviewed?

SkyBitcoins tracks 6 lending dApps on Plume. Of these, 6 have a full review and 6 report value locked, $11.0B in total, counting value on every chain they support.

Which lending dApps on Plume grew the most this week?

Among lending dApps with at least $1M locked, Mystic Finance Lending had the biggest 7-day TVL gain (+0.5%) and Solera the biggest drop (−8.2%). Combined TVL moved −0.4% over the same seven days.

What is the average score for lending dApps on Plume?

The 4 rated lending dApps on Plume average 5.8 out of 10. Of these, 0 score 8 or higher and 0 score below 5.