Best of · Sonic · Updated
The best Lending dApps on Sonic in 2026
We track 15 Lending dApps that run on Sonic and have reviewed 8 of them in full. Our top pick is Aave V3. Each one is scored on security, ease of use, fees and features.
Ranked list
- 1
Aave V3
Lending · Ethereum, Base, Arbitrum +18
Aave V3 lets you supply crypto to earn variable interest or borrow against collateral across multiple networks. It is non-custodial, but smart-contract, market and liquidation risks remain.
ScoreScore 7.6 out of 10TVL $15.8B+3.4% - 2
Euler V2
Lending · Monad, Ethereum, Base +13
Euler V2 is a modular crypto lending platform where you can supply assets, borrow against collateral or launch lending markets. Market terms and risks vary, so check the specific vault and its costs before depositing.
ScoreScore 7.1 out of 10TVL $267M−0.9% - 3
Morpho Blue
Lending · Ethereum, Base, Robinhood Chain +41
Morpho Blue lets you lend and borrow through onchain markets, or deposit into curated vaults. It is non-custodial, but smart-contract, oracle and liquidation risks can put your funds at risk.
ScoreScore 7.0 out of 10TVL $10.9B−0.4% - 4
Gearbox
Lending · Ethereum, Etherlink, Monad +8
Gearbox offers on-chain lending, leverage and credit products, including infrastructure for tokenised assets. It may suit DeFi users and institutions, but check the product’s fees, eligibility rules and risk terms before committing funds.
ScoreScore 5.8 out of 10TVL $22.1M−3.7% - 5
Avalon Finance
Lending · IoTeX, BNB Chain, Bitlayer +18
Avalon Finance offers Bitcoin-linked lending, borrowing and yield across many chains. Its advertised rates and custody claims need careful checking before you commit funds.
ScoreScore 5.2 out of 10TVL $873K−24.4% - 6
Impermax V2
Lending · Polygon, Ethereum, Base +12
Impermax V2 lets you use liquidity-provider (LP) tokens to borrow and pursue leveraged yield farming. The strategy can magnify losses as well as returns, and fees and liquidation rules need checking before you commit funds.
ScoreScore 5.2 out of 10TVL $514K−1.8% - 7
Silo V2
Lending · Sonic, Avalanche, Arbitrum +1
Silo V2 offers permissionless, risk-isolated lending markets on four chains. You can assess its basic purpose, but published details on fees, market parameters and security are sparse.
ScoreScore 4.5 out of 10TVL $3.91M−24.8% - 8
dTRINITY dLEND
Lending · Ethereum, Sonic, Fraxtal
dTRINITY dLEND lets you supply assets and borrow dUSD, with interest rebates intended to lower borrowing costs. A reported 2026 incident on its Ethereum deployment makes checking current market status and risk details essential before depositing.
ScoreScore 4.0 out of 10TVL $591K−0.8% - 9
Flying Tulip Lend
Lending · Ethereum, Sonic, BNB Chain
Flying Tulip Lend is an on-chain lending market associated with Ethereum and Sonic, with BNB Chain also listed. Its refundable-deposit and PUT-protection claims need clarification before you commit funds.
ScoreNot rated yetTVL $11.1M+28.6% - 10
Silo V3
Lending · Injective, Avalanche, XDC +4
Silo V3 is a lending protocol for permissionless, risk-isolated markets. The basic purpose and supported chains are clear, but costs and key safety details need checking before you supply assets.
ScoreNot rated yetTVL $4.45M+9.5% - 11
Silo V1
Lending · Arbitrum, Ethereum, Optimism +2
Silo V1 is a permissionless lending protocol built around risk-isolated markets. The basic purpose and supported chains are clear, but there isn’t enough detail to assess its costs or how safely to use it.
ScoreNot rated yetTVL $679K−3.3% - 12
Enclabs
Lending · Sonic, Plasma
Enclabs is a lending and borrowing protocol with isolated markets on Sonic and Plasma. Its public details are too limited to judge costs or smart-contract risk confidently.
ScoreNot rated yetTVL $51.1K+62.5% - 13
Avalon USDaLend
Lending · Sonic, Sei, IoTeX +3
Avalon USDaLend is a lending project on Sonic, Sei, Iotex and Zircuit. Its team publishes little about how it works, what it costs or how funds are secured, so treat it with care.
ScoreNot rated yetTVL $2.37K−79.2% - 14
Silo
Lending · Ethereum, Arbitrum, Sonic
Silo is a non-custodial crypto lending protocol built around separate borrowing markets. Details on fees, loan terms and safeguards are too limited to judge whether it suits your funds.
ScoreNot rated yetTVL — - 15
Fisclend Finance
Lending · World Chain, Sonic, ApeChain
Fisclend Finance is a lending project on World Chain, Sonic and ApeChain that appears to be inactive. Check its current status before sending it any funds.
ScoreNot rated yetTVL —
Lending dApps on Sonic: the numbers
- Tracked
- 15
- Reviewed
- 15
- Total TVL
- $27.0B
- Avg. score
- 5.8/10
SkyBitcoins tracks 15 lending dApps on Sonic. Every one of them has a full review. The 13 that report TVL hold $27.0B between them, counting value on every chain they support. Aave V3 dominates, with 58% of that total. The top five account for 100%, while the median lending dApp holds $3.91M.
Ranked by TVL, Aave V3 ($15.8B), Morpho Blue ($10.9B) and Euler V2 ($267M) lead the field. The best-rated is Aave V3 with 7.6/10, followed by Euler V2 (7.1) and Morpho Blue (7.0). That makes Aave V3 both the biggest and the best-rated. The 8 rated lending dApps average 5.8/10, and none scores 8 or above yet.
Many also deploy elsewhere, most often on Ethereum (12), Arbitrum (10) and Base (6). Of the 14 with a confirmed status, 13 are active and 1 is inactive or wound down. Over the last seven days, combined TVL rose 1.8%. Flying Tulip Lend gained the most (+28.6%), while Silo V2 dropped the most (−24.8%).
Largest by TVL
- 1
Aave V3$15.8B
- 2
Morpho Blue$10.9B
- 3
Euler V2$267M
- 4
Gearbox$22.1M
- 5
Flying Tulip Lend$11.1M
Highest rated
- 1
- 2
- 3
- 4
- 5
Avalon Finance5.2
Method
How we ranked them
Reviewed dApps come first. Each SkyBitcoins review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.
Guides
Related guides
Blockchain
How to Use Base: A Practical Guide for 2026Base is an Ethereum Layer 2 that lets you use compatible wallets and apps with ETH for gas. Learn how to set up a wallet, move funds, estimate costs and avoid common risks.
Frequently asked questions
What is the largest lending dApp on Sonic by TVL?
Aave V3 is the largest lending dApp on Sonic by total value locked, with $15.8B across all the chains it supports. It is followed by Morpho Blue ($10.9B) and Euler V2 ($267M). TVL figures come from DefiLlama and change daily.
Which lending dApp on Sonic has the highest SkyBitcoins score?
Aave V3 has the highest score at 7.6/10, ahead of Euler V2 (7.1) and Morpho Blue (7.0). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.
How many lending dApps on Sonic has SkyBitcoins reviewed?
SkyBitcoins tracks 15 lending dApps on Sonic. Of these, 15 have a full review and 13 report value locked, $27.0B in total, counting value on every chain they support.
Which lending dApps on Sonic grew the most this week?
Among lending dApps with at least $1M locked, Flying Tulip Lend had the biggest 7-day TVL gain (+28.6%) and Silo V2 the biggest drop (−24.8%). Combined TVL moved +1.8% over the same seven days.
What is the average score for lending dApps on Sonic?
The 8 rated lending dApps on Sonic average 5.8 out of 10. Of these, 0 score 8 or higher and 2 score below 5.