Best of · Fantom · Updated
The best Lending dApps on Fantom in 2026
We track 12 Lending dApps that run on Fantom and have reviewed 6 of them in full. Our top pick is Aave V3. Each one is scored on security, ease of use, fees and features.
Ranked list
- 1
Aave V3
Lending · Ethereum, Base, Arbitrum +18
Aave V3 lets you supply crypto to earn variable interest or borrow against collateral across multiple networks. It is non-custodial, but smart-contract, market and liquidation risks remain.
ScoreScore 7.6 out of 10TVL $15.8B+3.4% - 2
Impermax V2
Lending · Polygon, Ethereum, Base +12
Impermax V2 lets you use liquidity-provider (LP) tokens to borrow and pursue leveraged yield farming. The strategy can magnify losses as well as returns, and fees and liquidation rules need checking before you commit funds.
ScoreScore 5.2 out of 10TVL $514K−1.8% - 3
Granary Finance
Lending · Optimism, Metis, Arbitrum +5
Granary Finance is a decentralized lending protocol across several EVM chains. Its core purpose is clear, but limited published details on fees, audits and operation make it hard to assess before you deposit.
ScoreScore 3.5 out of 10TVL $154K−1.6% - 4
Trava Finance
Lending · BNB Chain, Fantom
Trava Finance is a DeFi lending marketplace associated with BNB Chain and Fantom. Its basic purpose is clear, but check current pool activity, fees and contract risks before committing funds.
ScoreScore 3.5 out of 10TVL $60.8K−1.6% - 5
Hundred Finance
Lending · Arbitrum, Fantom, Polygon +5
Hundred Finance is a Compound-style DeFi lending protocol with a serious 2023 exploit in its history. Its current operating status and the safety of its markets are unclear, so verify the specific contracts before connecting a wallet or supplying funds.
ScoreScore 2.5 out of 10TVL $67.0K+1.4% - 6
Geist
Lending · Fantom
Geist Finance was a Fantom lending protocol, but it permanently shut down in 2023 after losses linked to the Multichain exploit. Don’t deposit or rely on it as an active service.
ScoreScore 1.0 out of 10TVL — - 7
Tarot
Lending · Base, Optimism, Fantom +10
Tarot is a decentralized lending and leveraged-yield protocol. Its LP-token vaults are described, but key details about fees, risks and getting started are missing.
ScoreNot rated yetTVL $470K−7.6% - 8
88mph
Lending · Ethereum, Fantom, Avalanche +1
88mph is described as a crypto lending app offering fixed-rate interest. Key details about fees, deposits, withdrawals and how to use it are not established, so check the current app and terms before putting funds at risk.
ScoreNot rated yetTVL $403K−0.2% - 9
Fuji V1
Lending · Ethereum, Arbitrum, Polygon +2
Fuji V1 is a lending project on Ethereum, Arbitrum, Polygon and Fantom. Its team publishes little about how it works, what it costs or how funds are secured, so treat it with care.
ScoreNot rated yetTVL $184K−0.8% - 10
Iron Bank
Lending · Ethereum, Optimism, Fantom +1
Iron Bank is described as protocol-to-protocol lending that lets whitelisted protocols borrow without collateral. Its listed official site presents Yearn Vaults instead, so there is not enough detail to assess Iron Bank’s costs, safety or how to use it.
ScoreNot rated yetTVL $169K−5.0% - 11
Scream
Lending · Fantom
Scream is a lending project on Fantom. Its team publishes little about how it works, what it costs or how funds are secured, so treat it with care.
ScoreNot rated yetTVL — - 12
Sturdy V1
Lending · Ethereum, Fantom
Sturdy V1 is a DeFi lending protocol built around yield-bearing collateral and interest-free borrowing. A reported 2023 exploit and limited current product details make it hard to assess safely today.
ScoreNot rated yetTVL —
Lending dApps on Fantom: the numbers
- Tracked
- 12
- Reviewed
- 12
- Total TVL
- $15.8B
- Avg. score
- 3.9/10
The SkyBitcoins index lists 12 lending dApps on Fantom. Every one of them has a full review. The 9 that report TVL hold $15.8B between them, counting value on every chain they support. Aave V3 dominates, with 100% of that total. The top five account for 100%, while the median lending dApp holds $184K.
Ranked by TVL, Aave V3 ($15.8B), Impermax V2 ($514K) and Tarot ($470K) lead the field. On SkyBitcoins scores, Aave V3 ranks first at 7.6/10, ahead of Impermax V2 (5.2) and Granary Finance (3.5). That makes Aave V3 both the biggest and the best-rated. The 6 rated lending dApps average 3.9/10, and none scores 8 or above yet.
Beyond Fantom, these lending dApps most often also run on Ethereum (9), Optimism (7) and Arbitrum (6). Of the 5 with a confirmed status, 4 are active and 1 is inactive or wound down. In the past week, total value locked rose 3.4%. Aave V3 gained the most (+3.4%).
Largest by TVL
- 1
Aave V3$15.8B
- 2
Impermax V2$514K
- 3
Tarot$470K
- 4
88mph$403K
- 5
Fuji V1$184K
Highest rated
- 1
- 2
- 3
Granary Finance3.5
- 4
Trava Finance3.5
- 5
Hundred Finance2.5
Method
How we ranked them
Reviewed dApps come first. Each SkyBitcoins review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.
Guides
Related guides
Blockchain
How to Use Base: A Practical Guide for 2026Base is an Ethereum Layer 2 that lets you use compatible wallets and apps with ETH for gas. Learn how to set up a wallet, move funds, estimate costs and avoid common risks.
Frequently asked questions
What is the largest lending dApp on Fantom by TVL?
Aave V3 is the largest lending dApp on Fantom by total value locked, with $15.8B across all the chains it supports. It is followed by Impermax V2 ($514K) and Tarot ($470K). TVL figures come from DefiLlama and change daily.
Which lending dApp on Fantom has the highest SkyBitcoins score?
Aave V3 has the highest score at 7.6/10, ahead of Impermax V2 (5.2) and Granary Finance (3.5). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.
How many lending dApps on Fantom has SkyBitcoins reviewed?
SkyBitcoins tracks 12 lending dApps on Fantom. Of these, 12 have a full review and 9 report value locked, $15.8B in total, counting value on every chain they support.
Which lending dApps on Fantom grew the most this week?
Among lending dApps with at least $1M locked, Aave V3 had the biggest 7-day TVL gain (+3.4%). Combined TVL moved +3.4% over the same seven days.
What is the average score for lending dApps on Fantom?
The 6 rated lending dApps on Fantom average 3.9 out of 10. Of these, 0 score 8 or higher and 4 score below 5.