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Best of · BOB · Updated

The best Lending dApps on BOB in 2026

We track 5 Lending dApps that run on BOB and have reviewed 4 of them in full. Our top pick is Euler V2. Each one is scored on security, ease of use, fees and features.

Ranked list

  1. 1
    Euler V2 logo

    Euler V2

    Lending · Monad, Ethereum, Base +13

    Euler V2 is a modular crypto lending platform where you can supply assets, borrow against collateral or launch lending markets. Market terms and risks vary, so check the specific vault and its costs before depositing.

    Read the Euler V2 reviewVisit Euler V2(opens in a new tab)
    ScoreScore 7.1 out of 10
    TVL $267M−0.9%
  2. 2
    Avalon Finance logo

    Avalon Finance

    Lending · IoTeX, BNB Chain, Bitlayer +18

    Avalon Finance offers Bitcoin-linked lending, borrowing and yield across many chains. Its advertised rates and custody claims need careful checking before you commit funds.

    Read the Avalon Finance reviewVisit Avalon Finance(opens in a new tab)
    ScoreScore 5.2 out of 10
    TVL $873K−24.4%
  3. 3
    Segment Finance logo

    Segment Finance

    Lending · BOB, BNB Chain, BSquared +3

    Segment Finance is a crypto lending protocol for depositing assets and borrowing against collateral across several networks. Check each market’s rates and liquidation rules before supplying funds.

    Read the Segment Finance reviewVisit Segment Finance(opens in a new tab)
    ScoreScore 5.2 out of 10
    TVL $322K−15.4%
  4. 4
    Shoebill V2 logo

    Shoebill V2

    Lending · Manta, Mode, Wemix +7

    Shoebill V2 is a multichain lending protocol with support for liquid-staking-token leverage. It may suit experienced DeFi users, but check borrowing costs, audit scope and liquidation risks before supplying assets.

    Read the Shoebill V2 reviewVisit Shoebill V2(opens in a new tab)
    ScoreScore 4.5 out of 10
    TVL $192K−0.9%
  5. 5
    LayerBank logo

    LayerBank

    Lending · Robinhood Chain, Rsk, BOB +13

    LayerBank is a multichain crypto lending protocol, but key details about its markets, costs and security are unclear. Verify the specific network and terms before supplying funds.

    Read the LayerBank reviewVisit LayerBank(opens in a new tab)
    ScoreNot rated yet
    TVL $5.59M−4.2%

Lending dApps on BOB: the numbers

Tracked
5
Reviewed
5
Total TVL
$274M
Avg. score
5.5/10

SkyBitcoins tracks 5 lending dApps on BOB. Every one of them has a full review. Together they hold $274M in total value locked, counting value on every chain they support. Euler V2 dominates, with 97% of that total.

By value locked, the largest lending dApps on BOB are Euler V2 ($267M), LayerBank ($5.59M) and Avalon Finance ($873K). The best-rated is Euler V2 with 7.1/10, followed by Avalon Finance (5.2) and Segment Finance (5.2). That makes Euler V2 both the biggest and the best-rated. The 4 rated lending dApps average 5.5/10, and none scores 8 or above yet.

Beyond BOB, these lending dApps most often also run on BNB Chain (4), BSquared (4) and Mode (3). All 5 with a confirmed status are active. In the past week, total value locked fell 1.1%. LayerBank dropped the most (−4.2%).

Largest by TVL

  1. 1Euler V2 logoEuler V2$267M
  2. 2LayerBank logoLayerBank$5.59M
  3. 3Avalon Finance logoAvalon Finance$873K
  4. 4Segment Finance logoSegment Finance$322K
  5. 5Shoebill V2 logoShoebill V2$192K

Highest rated

  1. 1Euler V2 logoEuler V27.1
  2. 2Avalon Finance logoAvalon Finance5.2
  3. 3Segment Finance logoSegment Finance5.2
  4. 4Shoebill V2 logoShoebill V24.5

Method

How we ranked them

Reviewed dApps come first. Each SkyBitcoins review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.

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Frequently asked questions

What is the largest lending dApp on BOB by TVL?

Euler V2 is the largest lending dApp on BOB by total value locked, with $267M across all the chains it supports. It is followed by LayerBank ($5.59M) and Avalon Finance ($873K). TVL figures come from DefiLlama and change daily.

Which lending dApp on BOB has the highest SkyBitcoins score?

Euler V2 has the highest score at 7.1/10, ahead of Avalon Finance (5.2) and Segment Finance (5.2). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.

How many lending dApps on BOB has SkyBitcoins reviewed?

SkyBitcoins tracks 5 lending dApps on BOB. Of these, 5 have a full review and 5 report value locked, $274M in total, counting value on every chain they support.

Which lending dApps on BOB grew the most this week?

Among lending dApps with at least $1M locked, LayerBank the biggest drop (−4.2%). Combined TVL moved −1.1% over the same seven days.

What is the average score for lending dApps on BOB?

The 4 rated lending dApps on BOB average 5.5 out of 10. Of these, 0 score 8 or higher and 1 score below 5.