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Best of · Celo · Updated

The best Lending dApps on Celo in 2026

We track 6 Lending dApps that run on Celo and have reviewed 4 of them in full. Our top pick is Aave V3. Each one is scored on security, ease of use, fees and features.

Ranked list

  1. 1
    Aave V3 logo

    Aave V3

    Lending · Ethereum, Base, Arbitrum +18

    Aave V3 lets you supply crypto to earn variable interest or borrow against collateral across multiple networks. It is non-custodial, but smart-contract, market and liquidation risks remain.

    Read the Aave V3 reviewVisit Aave V3(opens in a new tab)
    ScoreScore 7.6 out of 10
    TVL $15.8B+3.4%
  2. 2
    Morpho Blue logo

    Morpho Blue

    Lending · Ethereum, Base, Robinhood Chain +41

    Morpho Blue lets you lend and borrow through onchain markets, or deposit into curated vaults. It is non-custodial, but smart-contract, oracle and liquidation risks can put your funds at risk.

    Read the Morpho Blue reviewVisit Morpho Blue(opens in a new tab)
    ScoreScore 7.0 out of 10
    TVL $10.9B−0.4%
  3. 3
    Prime Protocol logo

    Prime Protocol

    Lending · Celo, Arbitrum, Base +6

    Prime Protocol is a cross-chain lending app that lets you deposit collateral on one supported network and borrow on another. Check current rates, supported assets and contract details before using it; Prime does not publish enough detail to assess those risks fully.

    Read the Prime Protocol reviewVisit Prime Protocol(opens in a new tab)
    ScoreScore 4.5 out of 10
    TVL $249−0.7%
  4. 4
    Moola Market logo

    Moola Market

    Lending · Celo

    Moola Market is a Celo lending protocol where you can supply supported crypto to earn interest. Its published details leave important questions about rates, fees and contract safety unanswered.

    Read the Moola Market reviewVisit Moola Market(opens in a new tab)
    ScoreScore 4.2 out of 10
    TVL $1.05M−4.1%
  5. 5
    Poof Cash logo

    Poof Cash

    Lending · Celo

    Poof Cash is a lending project on Celo. Its team publishes little about how it works, what it costs or how funds are secured, so treat it with care.

    Read the Poof Cash review
    ScoreNot rated yet
    TVL $24.2K−0.9%
  6. 6
    Chee Finance logo

    Chee Finance

    Lending · Celo, BNB Chain, Meter +1

    Chee Finance is a lending project on Celo, Bnb Chain, Meter and Ethereum. Its team publishes little about how it works, what it costs or how funds are secured, so treat it with care.

    Read the Chee Finance review
    ScoreNot rated yet
    TVL —

Lending dApps on Celo: the numbers

Tracked
6
Reviewed
6
Total TVL
$26.7B
Avg. score
5.8/10

The SkyBitcoins index lists 6 lending dApps on Celo. Every one of them has a full review. The 5 that report TVL hold $26.7B between them, counting value on every chain they support. Aave V3 dominates, with 59% of that total.

By value locked, the largest lending dApps on Celo are Aave V3 ($15.8B), Morpho Blue ($10.9B) and Moola Market ($1.05M). On SkyBitcoins scores, Aave V3 ranks first at 7.6/10, ahead of Morpho Blue (7.0) and Prime Protocol (4.5). That makes Aave V3 both the biggest and the best-rated. The 4 rated lending dApps average 5.8/10, and none scores 8 or above yet.

Many also deploy elsewhere, most often on Ethereum (4), BNB Chain (4) and Base (3). All 3 with a confirmed status are active. Over the last seven days, combined TVL rose 1.8%. Aave V3 gained the most (+3.4%), while Moola Market dropped the most (−4.1%).

Largest by TVL

  1. 1Aave V3 logoAave V3$15.8B
  2. 2Morpho Blue logoMorpho Blue$10.9B
  3. 3Moola Market logoMoola Market$1.05M
  4. 4Poof Cash logoPoof Cash$24.2K
  5. 5Prime Protocol logoPrime Protocol$249

Highest rated

  1. 1Aave V3 logoAave V37.6
  2. 2Morpho Blue logoMorpho Blue7.0
  3. 3Prime Protocol logoPrime Protocol4.5
  4. 4Moola Market logoMoola Market4.2

Method

How we ranked them

Reviewed dApps come first. Each SkyBitcoins review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.

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Frequently asked questions

What is the largest lending dApp on Celo by TVL?

Aave V3 is the largest lending dApp on Celo by total value locked, with $15.8B across all the chains it supports. It is followed by Morpho Blue ($10.9B) and Moola Market ($1.05M). TVL figures come from DefiLlama and change daily.

Which lending dApp on Celo has the highest SkyBitcoins score?

Aave V3 has the highest score at 7.6/10, ahead of Morpho Blue (7.0) and Prime Protocol (4.5). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.

How many lending dApps on Celo has SkyBitcoins reviewed?

SkyBitcoins tracks 6 lending dApps on Celo. Of these, 6 have a full review and 5 report value locked, $26.7B in total, counting value on every chain they support.

Which lending dApps on Celo grew the most this week?

Among lending dApps with at least $1M locked, Aave V3 had the biggest 7-day TVL gain (+3.4%) and Moola Market the biggest drop (−4.1%). Combined TVL moved +1.8% over the same seven days.

What is the average score for lending dApps on Celo?

The 4 rated lending dApps on Celo average 5.8 out of 10. Of these, 0 score 8 or higher and 2 score below 5.