Best of · Aptos · Updated
The best Lending dApps on Aptos in 2026
We track 11 Lending dApps that run on Aptos and have reviewed 7 of them in full. Our top pick is Aave Aptos. Each one is scored on security, ease of use, fees and features.
Ranked list
- 1
Aave Aptos
Lending · Aptos
Aave Aptos is an active lending market on Aptos where you can supply assets or borrow against collateral. The main checks are which markets are live and whether the Aptos deployment has its own security review.
ScoreScore 5.4 out of 10TVL $277K−6.6% - 2
Echelon Market
Lending · Aptos, Movement, Initia
Echelon is a Move-based DeFi lending market for supplying assets, borrowing and accessing fixed-yield products. Check the exact network, market terms and audit coverage before committing funds.
ScoreScore 5.2 out of 10TVL $5.30M - 3
Joule Finance
Lending · Aptos
Joule Finance combines Aptos lending, borrowing, a cross-chain bridge and leveraged yield strategies. The product range is clear, but fees and verifiable security details are not.
ScoreScore 4.5 out of 10TVL $177K−1.0% - 4
Aries Markets
Lending · Aptos
Aries Markets combines lending, borrowing, swaps and margin trading on Aptos. Fees, supported markets and key safety details are not clearly published, so check them before committing funds.
ScoreScore 4.5 out of 10TVL $70.9K−1.6% - 5
Aptin Finance V2
Lending · Aptos
Aptin Finance V2 is a non-custodial lending protocol on Aptos for depositing assets or borrowing against them. Its fees, supported markets and audit details need checking before you commit funds.
ScoreScore 4.3 out of 10TVL — - 6
Aptin Finance
Lending · Aptos, Sui
Aptin Finance is a non-custodial lending protocol presented as running on Aptos. You can supply or borrow, but check the market details and security disclosures before connecting a wallet.
ScoreScore 3.0 out of 10TVL — - 7
Echo Lending
Lending · Aptos
Echo Lending is marked inactive, and Echo has announced a gradual wind-down ahead of a planned November 2026 shutdown. Don’t deposit unless you can confirm the app is operating and withdrawals are available.
ScoreScore 2.0 out of 10TVL $2.40K−4.7% - 8
ABEL Finance
Lending · Aptos, Sui
ABEL Finance is a lending project on Aptos and Sui. Its team publishes little about how it works, what it costs or how funds are secured, so treat it with care.
ScoreNot rated yetTVL $223K+4.5% - 9
Superposition
Lending · Aptos
Superposition is a lending and borrowing protocol built around Concordia’s adaptive-risk model. Public details are too limited to judge its costs or safety confidently, so verify the app, supported assets and audit status before connecting a wallet.
ScoreNot rated yetTVL $147K−1.1% - 10
Meso Finance
Lending · Aptos
Meso Finance is described as an Aptos lending protocol, but its official site currently shows “Coming Soon.” There isn’t enough information to assess costs, safety or how to use it.
ScoreNot rated yetTVL $37.7K−0.8% - 11
Aptin Finance V1
Lending · Aptos
Aptin Finance V1 is an Aptos lending and borrowing protocol, but it is marked deprecated. There is not enough current product detail to judge its costs or safety for a new deposit.
ScoreNot rated yetTVL —
Lending dApps on Aptos: the numbers
- Tracked
- 11
- Reviewed
- 11
- Total TVL
- $6.24M
- Avg. score
- 4.1/10
SkyBitcoins tracks 11 lending dApps on Aptos. Every one of them has a full review. Across the 8 with TVL data, the combined value locked is $6.24M, counting value on every chain they support. Echelon Market dominates, with 85% of that total. The top five account for 98%, while the median lending dApp holds $147K.
Ranked by TVL, Echelon Market ($5.30M), Aave Aptos ($277K) and ABEL Finance ($223K) lead the field. The best-rated is Aave Aptos with 5.4/10, followed by Echelon Market (5.2) and Joule Finance (4.5). The 7 rated lending dApps average 4.1/10, and none scores 8 or above yet.
Beyond Aptos, these lending dApps most often also run on Sui (2), Movement (1) and Initia (1). Of the 7 with a confirmed status, 6 are active and 1 is inactive or wound down. In the past week, total value locked fell 1.6%.
Largest by TVL
- 1
Echelon Market$5.30M
- 2
Aave Aptos$277K
- 3
ABEL Finance$223K
- 4
Joule Finance$177K
- 5
Superposition$147K
Highest rated
- 1
- 2
- 3
- 4
Aries Markets4.5
- 5
Aptin Finance V24.3
Method
How we ranked them
Reviewed dApps come first. Each SkyBitcoins review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.
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Frequently asked questions
What is the largest lending dApp on Aptos by TVL?
Echelon Market is the largest lending dApp on Aptos by total value locked, with $5.30M across all the chains it supports. It is followed by Aave Aptos ($277K) and ABEL Finance ($223K). TVL figures come from DefiLlama and change daily.
Which lending dApp on Aptos has the highest SkyBitcoins score?
Aave Aptos has the highest score at 5.4/10, ahead of Echelon Market (5.2) and Joule Finance (4.5). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.
How many lending dApps on Aptos has SkyBitcoins reviewed?
SkyBitcoins tracks 11 lending dApps on Aptos. Of these, 11 have a full review and 8 report value locked, $6.24M in total, counting value on every chain they support.
What is the average score for lending dApps on Aptos?
The 7 rated lending dApps on Aptos average 4.1 out of 10. Of these, 0 score 8 or higher and 5 score below 5.