Best of · zkSync Era · Updated
The best Lending dApps on zkSync Era in 2026
We track 9 Lending dApps that run on zkSync Era and have reviewed 4 of them in full. Our top pick is Aave V3. Each one is scored on security, ease of use, fees and features.
Ranked list
- 1
Aave V3
Lending · Ethereum, Base, Arbitrum +18
Aave V3 lets you supply crypto to earn variable interest or borrow against collateral across multiple networks. It is non-custodial, but smart-contract, market and liquidation risks remain.
ScoreScore 7.6 out of 10TVL $15.8B+3.4% - 2
Venus Core Pool
Lending · BNB Chain, Ethereum, Arbitrum +5
Venus Core Pool is a multi-chain crypto lending market for supplying assets or borrowing against collateral. Rates and risk depend on the market you choose, so check the live terms and collateral rules before committing funds.
ScoreScore 5.8 out of 10TVL $1.08B−5.7% - 3
Impermax V2
Lending · Polygon, Ethereum, Base +12
Impermax V2 lets you use liquidity-provider (LP) tokens to borrow and pursue leveraged yield farming. The strategy can magnify losses as well as returns, and fees and liquidation rules need checking before you commit funds.
ScoreScore 5.2 out of 10TVL $514K−1.8% - 4
ZeroLend Lending
Lending · zkSync Era, Manta, Abstract +8
ZeroLend was a multi-chain lending protocol, but it announced it was ceasing operations in February 2026. Treat it as shut down: don’t open a position or deposit funds.
ScoreScore 1.0 out of 10TVL $841K−1.8% - 5
Tarot
Lending · Base, Optimism, Fantom +10
Tarot is a decentralized lending and leveraged-yield protocol. Its LP-token vaults are described, but key details about fees, risks and getting started are missing.
ScoreNot rated yetTVL $470K−7.6% - 6
ReactorFusion
Lending · zkSync Era, Telos
ReactorFusion is a DeFi lending and borrowing market associated with zkSync Era, with Telos also listed as a supported chain. Key details on fees, how to use it and the scope of its listed audits are not clear enough to recommend depositing.
ScoreNot rated yetTVL $244K−2.2% - 7
Basilisk
Lending · zkSync Era
Basilisk is a lending project on Zksync Era. Its team publishes little about how it works, what it costs or how funds are secured, so treat it with care.
ScoreNot rated yetTVL $101K−0.9% - 8
0xLend
Lending · zkSync Era, Kucoin, Blast
0xLend is a lending project on Zksync Era, Kucoin and Blast. Its team publishes little about how it works, what it costs or how funds are secured, so treat it with care.
ScoreNot rated yetTVL $139−0.7% - 9
EraLend
Lending · Telos, zkSync Era
EraLend is marked inactive, and it suffered a reported exploit in 2023. Don’t deposit funds unless you can independently confirm the protocol is operating safely again.
ScoreNot rated yetTVL $36−0.1%
Lending dApps on zkSync Era: the numbers
- Tracked
- 9
- Reviewed
- 9
- Total TVL
- $16.9B
- Avg. score
- 4.9/10
The SkyBitcoins index lists 9 lending dApps on zkSync Era. Every one of them has a full review. Combined, they lock $16.9B, counting value on every chain they support. Aave V3 dominates, with 94% of that total. The five largest make up 100% of the total; the median is $470K.
By value locked, the largest lending dApps on zkSync Era are Aave V3 ($15.8B), Venus Core Pool ($1.08B) and ZeroLend Lending ($841K). The best-rated is Aave V3 with 7.6/10, followed by Venus Core Pool (5.8) and Impermax V2 (5.2). That makes Aave V3 both the biggest and the best-rated. The 4 rated lending dApps average 4.9/10, and none scores 8 or above yet.
Beyond zkSync Era, these lending dApps most often also run on Ethereum (5), Base (5) and Arbitrum (4). Of the 6 with a confirmed status, 4 are active and 2 are inactive or wound down. In the past week, total value locked rose 2.8%. Aave V3 gained the most (+3.4%), while Venus Core Pool dropped the most (−5.7%).
Largest by TVL
- 1
Aave V3$15.8B
- 2
Venus Core Pool$1.08B
- 3
ZeroLend Lending$841K
- 4
Impermax V2$514K
- 5
Tarot$470K
Highest rated
- 1
- 2
- 3
- 4
Method
How we ranked them
Reviewed dApps come first. Each SkyBitcoins review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.
Guides
Related guides
Blockchain
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Frequently asked questions
What is the largest lending dApp on zkSync Era by TVL?
Aave V3 is the largest lending dApp on zkSync Era by total value locked, with $15.8B across all the chains it supports. It is followed by Venus Core Pool ($1.08B) and ZeroLend Lending ($841K). TVL figures come from DefiLlama and change daily.
Which lending dApp on zkSync Era has the highest SkyBitcoins score?
Aave V3 has the highest score at 7.6/10, ahead of Venus Core Pool (5.8) and Impermax V2 (5.2). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.
How many lending dApps on zkSync Era has SkyBitcoins reviewed?
SkyBitcoins tracks 9 lending dApps on zkSync Era. Of these, 9 have a full review and 9 report value locked, $16.9B in total, counting value on every chain they support.
Which lending dApps on zkSync Era grew the most this week?
Among lending dApps with at least $1M locked, Aave V3 had the biggest 7-day TVL gain (+3.4%) and Venus Core Pool the biggest drop (−5.7%). Combined TVL moved +2.8% over the same seven days.
What is the average score for lending dApps on zkSync Era?
The 4 rated lending dApps on zkSync Era average 4.9 out of 10. Of these, 0 score 8 or higher and 1 score below 5.