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Best of · Robinhood Chain · Updated

The best Lending dApps on Robinhood Chain in 2026

We track 6 Lending dApps that run on Robinhood Chain and have reviewed 5 of them in full. Our top pick is Morpho Blue. Each one is scored on security, ease of use, fees and features.

Ranked list

  1. 1
    Morpho Blue logo

    Morpho Blue

    Lending · Ethereum, Base, Robinhood Chain +41

    Morpho Blue lets you lend and borrow through onchain markets, or deposit into curated vaults. It is non-custodial, but smart-contract, oracle and liquidation risks can put your funds at risk.

    Read the Morpho Blue reviewVisit Morpho Blue(opens in a new tab)
    ScoreScore 7.0 out of 10
    TVL $10.9B−0.4%
  2. 2
    Kaskad logo

    Kaskad

    Lending · Robinhood Chain, Other

    Kaskad is a non-custodial lending protocol on Igra and Robinhood Chain. Variable rates and pool liquidity mean you should check borrowing costs and withdrawal availability before supplying.

    Read the Kaskad reviewVisit Kaskad(opens in a new tab)
    ScoreScore 6.2 out of 10
    TVL $661K−1.0%
  3. 3
    TermMax logo

    TermMax

    Lending · Ethereum, Berachain, BNB Chain +6

    TermMax is a DeFi lending marketplace for fixed-rate, fixed-maturity borrowing and lending, plus leveraged positions and curated vaults. Its main appeal is predictable rates; check the market terms, fees and maturity rules before committing funds.

    Read the TermMax reviewVisit TermMax(opens in a new tab)
    ScoreScore 5.8 out of 10
    TVL $686K−1.4%
  4. 4
    Native Credit Pool logo

    Native Credit Pool

    Lending · Morph, Ethereum, BNB Chain +4

    Native Credit Pool lets you supply a single asset to pools used by market makers for trading. The lending model is clear, but fees, yield terms and the risks of each pool need closer checking before you deposit.

    Read the Native Credit Pool reviewVisit Native Credit Pool(opens in a new tab)
    ScoreScore 4.8 out of 10
    TVL $20.3M−21.5%
  5. 5
    Zona logo

    Zona

    Lending · Robinhood Chain, Pharos

    Zona combines lending and trading for tokenized stocks, with USDG as its borrowing and supply asset. Fees, audit details and custody arrangements are not clearly published, so check them before committing funds.

    Read the Zona reviewVisit Zona(opens in a new tab)
    ScoreScore 4.5 out of 10
    TVL $33.7K−0.3%
  6. 6
    LayerBank logo

    LayerBank

    Lending · Robinhood Chain, Rsk, BOB +13

    LayerBank is a multichain crypto lending protocol, but key details about its markets, costs and security are unclear. Verify the specific network and terms before supplying funds.

    Read the LayerBank reviewVisit LayerBank(opens in a new tab)
    ScoreNot rated yet
    TVL $5.59M−4.2%

Lending dApps on Robinhood Chain: the numbers

Tracked
6
Reviewed
6
Total TVL
$10.9B
Avg. score
5.7/10

There are 6 lending dApps on Robinhood Chain in the SkyBitcoins index. Every one of them has a full review. Combined, they lock $10.9B, counting value on every chain they support. Morpho Blue dominates, with 100% of that total. The five largest make up 100% of the total; the median is $686K.

By value locked, the largest lending dApps on Robinhood Chain are Morpho Blue ($10.9B), Native Credit Pool ($20.3M) and LayerBank ($5.59M). On SkyBitcoins scores, Morpho Blue ranks first at 7.0/10, ahead of Kaskad (6.2) and TermMax (5.8). That makes Morpho Blue both the biggest and the best-rated. The 5 rated lending dApps average 5.7/10, and none scores 8 or above yet.

Many also deploy elsewhere, most often on BNB Chain (4), Ethereum (3) and Base (3). All 6 with a confirmed status are active. In the past week, total value locked was roughly flat (−0.5%). Native Credit Pool dropped the most (−21.5%).

Largest by TVL

  1. 1Morpho Blue logoMorpho Blue$10.9B
  2. 2Native Credit Pool logoNative Credit Pool$20.3M
  3. 3LayerBank logoLayerBank$5.59M
  4. 4TermMax logoTermMax$686K
  5. 5Kaskad logoKaskad$661K

Highest rated

  1. 1Morpho Blue logoMorpho Blue7.0
  2. 2Kaskad logoKaskad6.2
  3. 3TermMax logoTermMax5.8
  4. 4Native Credit Pool logoNative Credit Pool4.8
  5. 5Zona logoZona4.5

Method

How we ranked them

Reviewed dApps come first. Each SkyBitcoins review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.

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Frequently asked questions

What is the largest lending dApp on Robinhood Chain by TVL?

Morpho Blue is the largest lending dApp on Robinhood Chain by total value locked, with $10.9B across all the chains it supports. It is followed by Native Credit Pool ($20.3M) and LayerBank ($5.59M). TVL figures come from DefiLlama and change daily.

Which lending dApp on Robinhood Chain has the highest SkyBitcoins score?

Morpho Blue has the highest score at 7.0/10, ahead of Kaskad (6.2) and TermMax (5.8). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.

How many lending dApps on Robinhood Chain has SkyBitcoins reviewed?

SkyBitcoins tracks 6 lending dApps on Robinhood Chain. Of these, 6 have a full review and 6 report value locked, $10.9B in total, counting value on every chain they support.

Which lending dApps on Robinhood Chain grew the most this week?

Among lending dApps with at least $1M locked, Native Credit Pool the biggest drop (−21.5%). Combined TVL moved −0.5% over the same seven days.

What is the average score for lending dApps on Robinhood Chain?

The 5 rated lending dApps on Robinhood Chain average 5.7 out of 10. Of these, 0 score 8 or higher and 2 score below 5.