Best of · Linea · Updated
The best Lending dApps on Linea in 2026
We track 15 Lending dApps that run on Linea and have reviewed 9 of them in full. Our top pick is Aave V3. Each one is scored on security, ease of use, fees and features.
Ranked list
- 1
Aave V3
Lending · Ethereum, Base, Arbitrum +18
Aave V3 lets you supply crypto to earn variable interest or borrow against collateral across multiple networks. It is non-custodial, but smart-contract, market and liquidation risks remain.
ScoreScore 7.6 out of 10TVL $15.8B+3.4% - 2
Compound V3
Lending · Ethereum, Arbitrum, Base +7
Compound V3 is an on-chain lending protocol for earning interest on supplied assets or borrowing against collateral. Check the exact market, rates and liquidation terms before supplying funds.
ScoreScore 7.2 out of 10TVL $1.25B−3.3% - 3
Euler V2
Lending · Monad, Ethereum, Base +13
Euler V2 is a modular crypto lending platform where you can supply assets, borrow against collateral or launch lending markets. Market terms and risks vary, so check the specific vault and its costs before depositing.
ScoreScore 7.1 out of 10TVL $267M−0.9% - 4
Morpho Blue
Lending · Ethereum, Base, Robinhood Chain +41
Morpho Blue lets you lend and borrow through onchain markets, or deposit into curated vaults. It is non-custodial, but smart-contract, oracle and liquidation risks can put your funds at risk.
ScoreScore 7.0 out of 10TVL $10.9B−0.4% - 5
PWN
Lending · Polygon, Ethereum, Arbitrum +9
PWN lets you arrange fixed-term, peer-to-peer crypto loans using tokens or NFTs as collateral. Its no-liquidation design avoids price-triggered liquidations, but default and smart-contract risk remain.
ScoreScore 6.2 out of 10TVL $21.1K−0.4% - 6
Impermax V2
Lending · Polygon, Ethereum, Base +12
Impermax V2 lets you use liquidity-provider (LP) tokens to borrow and pursue leveraged yield farming. The strategy can magnify losses as well as returns, and fees and liquidation rules need checking before you commit funds.
ScoreScore 5.2 out of 10TVL $514K−1.8% - 7
Abracadabra Money
Lending · Linea
Abracadabra Money is a DeFi lending protocol where you can borrow MIM against interest-bearing crypto collateral. Its lending model is clear, but costs, audit coverage and current market status need careful checking, especially given reports of an exploit and pressure on MIM’s peg.
ScoreScore 2.5 out of 10TVL — - 8
Zerolend
Lending · Base, Linea
ZeroLend is inactive and has announced that it is ceasing operations. Don’t start lending or borrowing; if you have an open position, verify its status before taking action.
ScoreScore 2.0 out of 10TVL — - 9
ZeroLend Lending
Lending · zkSync Era, Manta, Abstract +8
ZeroLend was a multi-chain lending protocol, but it announced it was ceasing operations in February 2026. Treat it as shut down: don’t open a position or deposit funds.
ScoreScore 1.0 out of 10TVL $841K−1.8% - 10
LayerBank
Lending · Robinhood Chain, Rsk, BOB +13
LayerBank is a multichain crypto lending protocol, but key details about its markets, costs and security are unclear. Verify the specific network and terms before supplying funds.
ScoreNot rated yetTVL $5.59M−4.2% - 11
Tarot
Lending · Base, Optimism, Fantom +10
Tarot is a decentralized lending and leveraged-yield protocol. Its LP-token vaults are described, but key details about fees, risks and getting started are missing.
ScoreNot rated yetTVL $470K−7.6% - 12
Aloe
Lending · Arbitrum, Base, Optimism +2
Aloe is a lending protocol built around Uniswap pools, listed across five networks. Its pool design is described, but there isn’t enough detail to assess costs or depositing safely.
ScoreNot rated yetTVL $71.1K−0.2% - 13
wefi
Lending · Polygon, Boba, XDC +1
wefi is a lending project on Polygon, Boba, XDC and Linea. Its team publishes little about how it works, what it costs or how funds are secured, so treat it with care.
ScoreNot rated yetTVL $16.0K−0.1% - 14
Mendi
Lending · Linea
Mendi’s lending app is explicitly on testnet, with no real transactions or funds involved. Treat it as a demo, not a place to earn yield or borrow real assets.
ScoreNot rated yetTVL — - 15
Merchant Finance
Lending · Merlin, Linea
Merchant Finance is a lending project on Merlin and Linea. Its team publishes little about how it works, what it costs or how funds are secured, so treat it with care.
ScoreNot rated yetTVL —
Lending dApps on Linea: the numbers
- Tracked
- 15
- Reviewed
- 15
- Total TVL
- $28.2B
- Avg. score
- 5.1/10
The SkyBitcoins index lists 15 lending dApps on Linea. Every one of them has a full review. The 11 that report TVL hold $28.2B between them, counting value on every chain they support. Aave V3 dominates, with 56% of that total. The five largest make up 100% of the total; the median is $841K.
By value locked, the largest lending dApps on Linea are Aave V3 ($15.8B), Morpho Blue ($10.9B) and Compound V3 ($1.25B). On SkyBitcoins scores, Aave V3 ranks first at 7.6/10, ahead of Compound V3 (7.2) and Euler V2 (7.1). That makes Aave V3 both the biggest and the best-rated. The 9 rated lending dApps average 5.1/10, and none scores 8 or above yet.
Many also deploy elsewhere, most often on Base (10), Ethereum (9) and Arbitrum (8). Of the 11 with a confirmed status, 9 are active and 2 are inactive or wound down. In the past week, total value locked rose 1.5%. Aave V3 gained the most (+3.4%), while LayerBank dropped the most (−4.2%).
Largest by TVL
- 1
Aave V3$15.8B
- 2
Morpho Blue$10.9B
- 3
Compound V3$1.25B
- 4
Euler V2$267M
- 5
LayerBank$5.59M
Highest rated
- 1
- 2
- 3
- 4
- 5
PWN6.2
Method
How we ranked them
Reviewed dApps come first. Each SkyBitcoins review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.
Guides
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Frequently asked questions
What is the largest lending dApp on Linea by TVL?
Aave V3 is the largest lending dApp on Linea by total value locked, with $15.8B across all the chains it supports. It is followed by Morpho Blue ($10.9B) and Compound V3 ($1.25B). TVL figures come from DefiLlama and change daily.
Which lending dApp on Linea has the highest SkyBitcoins score?
Aave V3 has the highest score at 7.6/10, ahead of Compound V3 (7.2) and Euler V2 (7.1). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.
How many lending dApps on Linea has SkyBitcoins reviewed?
SkyBitcoins tracks 15 lending dApps on Linea. Of these, 15 have a full review and 11 report value locked, $28.2B in total, counting value on every chain they support.
Which lending dApps on Linea grew the most this week?
What is the average score for lending dApps on Linea?
The 9 rated lending dApps on Linea average 5.1 out of 10. Of these, 0 score 8 or higher and 3 score below 5.