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Best of · Berachain · Updated

The best Lending dApps on Berachain in 2026

We track 6 Lending dApps that run on Berachain and have reviewed 5 of them in full. Our top pick is Euler V2. Each one is scored on security, ease of use, fees and features.

Ranked list

  1. 1
    Euler V2 logo

    Euler V2

    Lending · Monad, Ethereum, Base +13

    Euler V2 is a modular crypto lending platform where you can supply assets, borrow against collateral or launch lending markets. Market terms and risks vary, so check the specific vault and its costs before depositing.

    Read the Euler V2 reviewVisit Euler V2(opens in a new tab)
    ScoreScore 7.1 out of 10
    TVL $267M−0.9%
  2. 2
    Dolomite logo

    Dolomite

    Lending · Ethereum, Arbitrum, Berachain +4

    Dolomite combines lending and borrowing with swaps and leveraged strategies across several EVM networks. It offers flexible on-chain positions, but check current rates, contract risks and the terms for each asset before committing funds.

    Read the Dolomite reviewVisit Dolomite(opens in a new tab)
    ScoreScore 6.5 out of 10
    TVL $142M−19.6%
  3. 3
    TermMax logo

    TermMax

    Lending · Ethereum, Berachain, BNB Chain +6

    TermMax is a DeFi lending marketplace for fixed-rate, fixed-maturity borrowing and lending, plus leveraged positions and curated vaults. Its main appeal is predictable rates; check the market terms, fees and maturity rules before committing funds.

    Read the TermMax reviewVisit TermMax(opens in a new tab)
    ScoreScore 5.8 out of 10
    TVL $686K−1.4%
  4. 4
    BEND logo

    BEND

    Lending · Berachain

    Bend is Berachain’s lending app for supplying assets or borrowing through onchain markets. Check each market’s rates, collateral rules and risks before depositing.

    Read the BEND reviewVisit BEND(opens in a new tab)
    ScoreScore 5.5 out of 10
    TVL $9.48M−5.7%
  5. 5
    Sumer.money logo

    Sumer.money

    Lending · Berachain, Goat, Base +10

    Sumer.money is a multichain lending and borrowing protocol built around synthetic assets. Its core use is clear, but check current rates, supported markets and audit details before connecting a wallet or depositing.

    Read the Sumer.money reviewVisit Sumer.money(opens in a new tab)
    ScoreScore 4.0 out of 10
    TVL $675K−1.9%
  6. 6
    Vendor V2 logo

    Vendor V2

    Lending · Arbitrum, Base, Berachain +1

    Vendor V2 is a lending project on Arbitrum, Base, Berachain and Superseed. Its team publishes little about how it works, what it costs or how funds are secured, so treat it with care.

    Read the Vendor V2 reviewVisit Vendor V2(opens in a new tab)
    ScoreNot rated yet
    TVL $76.5K+0.4%

Lending dApps on Berachain: the numbers

Tracked
6
Reviewed
6
Total TVL
$420M
Avg. score
5.8/10

SkyBitcoins tracks 6 lending dApps on Berachain. Every one of them has a full review. Combined, they lock $420M, counting value on every chain they support. Euler V2 dominates, with 64% of that total. The top five account for 100%, while the median lending dApp holds $686K.

Ranked by TVL, Euler V2 ($267M), Dolomite ($142M) and BEND ($9.48M) lead the field. The best-rated is Euler V2 with 7.1/10, followed by Dolomite (6.5) and TermMax (5.8). That makes Euler V2 both the biggest and the best-rated. The 5 rated lending dApps average 5.8/10, and none scores 8 or above yet.

Beyond Berachain, these lending dApps most often also run on Arbitrum (5), Ethereum (4) and Base (4). All 5 with a confirmed status are active. In the past week, total value locked fell 8.2%. Dolomite dropped the most (−19.6%).

Largest by TVL

  1. 1Euler V2 logoEuler V2$267M
  2. 2Dolomite logoDolomite$142M
  3. 3BEND logoBEND$9.48M
  4. 4TermMax logoTermMax$686K
  5. 5Sumer.money logoSumer.money$675K

Highest rated

  1. 1Euler V2 logoEuler V27.1
  2. 2Dolomite logoDolomite6.5
  3. 3TermMax logoTermMax5.8
  4. 4BEND logoBEND5.5
  5. 5Sumer.money logoSumer.money4.0

Method

How we ranked them

Reviewed dApps come first. Each SkyBitcoins review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.

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Frequently asked questions

What is the largest lending dApp on Berachain by TVL?

Euler V2 is the largest lending dApp on Berachain by total value locked, with $267M across all the chains it supports. It is followed by Dolomite ($142M) and BEND ($9.48M). TVL figures come from DefiLlama and change daily.

Which lending dApp on Berachain has the highest SkyBitcoins score?

Euler V2 has the highest score at 7.1/10, ahead of Dolomite (6.5) and TermMax (5.8). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.

How many lending dApps on Berachain has SkyBitcoins reviewed?

SkyBitcoins tracks 6 lending dApps on Berachain. Of these, 6 have a full review and 6 report value locked, $420M in total, counting value on every chain they support.

Which lending dApps on Berachain grew the most this week?

Among lending dApps with at least $1M locked, Dolomite the biggest drop (−19.6%). Combined TVL moved −8.2% over the same seven days.

What is the average score for lending dApps on Berachain?

The 5 rated lending dApps on Berachain average 5.8 out of 10. Of these, 0 score 8 or higher and 1 score below 5.