DeFi · Category ranking
Best Insurance dApps in 2026
28 Insurance dApps ranked by SkyBitcoins score and total value locked. Open any row for the full review.
- Listed
- 28
- Reviewed
- 28
- Page
- 1/1
Insurance dApps at a glance
- Tracked
- 28
- Reviewed
- 28
- Total TVL
- $71.3M
- Avg. score
- 5.3/10
SkyBitcoins tracks 28 insurance dApps. Every one of them has a full review. Across the 16 with TVL data, the combined value locked is $71.3M. Firelight dominates, with 83% of that total. The five largest make up 98% of the total; the median is $68.4K.
Ranked by TVL, Firelight ($58.9M), Easedefi.org ($4.90M) and Unslashed ($3.31M) lead the field. The best-rated is Native with 5.8/10, followed by Opencover (5.8) and Nexus Mutual (5.8). The 7 rated insurance dApps average 5.3/10, and none scores 8 or above yet.
The most common chains for insurance dApps are Ethereum (16), Arbitrum (6) and Polygon (5). 35% are deployed on more than one chain. All 13 with a confirmed status are active. In the past week, total value locked fell 6.3%. Easedefi.org gained the most (+30.7%), while Firelight dropped the most (−9.2%).
Largest by TVL
- 1
Firelight$58.9M
- 2
Easedefi.org$4.90M
- 3
Unslashed$3.31M
- 4
Ensuro$2.40M
- 5
Cover Protocol$480K
Highest rated
- 1
Native5.8
- 2
Opencover5.8
- 3Nexus Mutual5.8
- 4
- 5
| Chains | |||||
|---|---|---|---|---|---|
| 1 | NativeReviewed | — | — | — | 5.8 |
| 2 | OpencoverReviewed | Base | — | — | 5.8 |
| 3 | Nexus MutualReviewed | Ethereum | — | — | 5.8 |
| 4 | Easedefi.orgReviewed | Ethereum | $4.90M | +30.7% | 5.4 |
| 5 | FirelightReviewed | Flare | $58.9M | −9.2% | 5.2 |
| 6 | EnsuroReviewed | Ethereum, Polygon | $2.40M | +4.7% | 5.0 |
| 7 | LunosReviewed | Ethereum, BNB Chain +1 | $39.8K | −0.1% | 4.2 |
| 8 | UnslashedReviewed | Ethereum | $3.31M | −1.6% | — |
| 9 | Cover ProtocolReviewed | Ethereum, Base +1 | $480K | −0.1% | — |
| 10 | iTrust FinanceReviewed | Ethereum | $469K | −1.1% | — |
| 11 | Ante FinanceReviewed | Ethereum, BNB Chain +6 | $456K | −1.3% | — |
| 12 | InsureDAOReviewed | Ethereum, Arbitrum +2 | $124K | −0.0% | — |
| 13 | Cozy V1Reviewed | Ethereum | $68.4K | −0.6% | — |
| 14 | Bridge MutualReviewed | Ethereum, BNB Chain +1 | $56.4K | +0.2% | — |
| 15 | Tidal FinanceReviewed | Polygon | $24.7K | −0.1% | — |
| 16 | NsureReviewed | Ethereum | $24.3K | −0.9% | — |
| 17 | Risk HarborReviewed | Arbitrum, Ethereum +7 | $14.9K | −0.0% | — |
| 18 | Cozy V2Reviewed | Optimism | $5.37K | −0.1% | — |
| 19 | MarqueeReviewed | Arbitrum | $1.62K | −0.1% | — |
| 20 | Neptune MutualReviewed | Ethereum, Arbitrum +1 | $0 | — | — |
| 21 | re ProtocolReviewed | Ethereum | — | — | — |
| 22 | Helmet InsureReviewed | BNB Chain | — | — | — |
| 23 | 3f MutualReviewed | — | — | — | — |
| 24 | Insurace ProtocolReviewed | — | — | — | — |
| 25 | Nami InsuranceReviewed | — | — | — | — |
| 26 | Neptune MutualReviewed | — | — | — | — |
| 27 | Derivadex Insurance FundReviewed | Ethereum | — | — | — |
| 28 | SolshureReviewed | Solana | — | — | — |
Ranked by SkyBitcoins score, then total value locked. Click a column to re-sort this page. TVL data via DefiLlama.
Where they run
Insurance dApps by chain
Frequently asked questions
What is the largest insurance dApp by TVL?
Firelight is the largest insurance dApp by total value locked, with $58.9M. It is followed by Easedefi.org ($4.90M) and Unslashed ($3.31M). TVL figures come from DefiLlama and change daily.
Which insurance dApp has the highest SkyBitcoins score?
Native has the highest score at 5.8/10, ahead of Opencover (5.8) and Nexus Mutual (5.8). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.
How many insurance dApps does SkyBitcoins track?
SkyBitcoins tracks 28 insurance dApps. Of these, 28 have a full review and 16 report value locked, $71.3M in total.
What chains do most insurance dApps run on?
Which insurance dApps grew the most this week?
Among insurance dApps with at least $1M locked, Easedefi.org had the biggest 7-day TVL gain (+30.7%) and Firelight the biggest drop (−9.2%). Combined TVL moved −6.3% over the same seven days.
What is the average score for insurance dApps?
The 7 rated insurance dApps average 5.3 out of 10. Of these, 0 score 8 or higher and 1 score below 5.