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Insurance · Alternatives

The best Native alternatives in 2026

Native brokers tailored crypto and emerging-tech insurance, but businesses should verify the policy terms, provider and full costs before committing. If Native is not the right fit, these 6 reviewed Insurance options are the closest matches, ranked by SkyBitcoins score. Read our full Native review

At a glance

Native vs the alternatives

Native compared with its alternatives
dAppScoreTVLChains
Native logoNative(this one)Score 5.8 out of 10——
Opencover logoOpencoverScore 5.8 out of 10—1
Nexus MutualScore 5.8 out of 10—1
Easedefi.org logoEasedefi.orgScore 5.4 out of 10$4.90M1
Firelight logoFirelightScore 5.2 out of 10$58.9M1
Ensuro logoEnsuroScore 5.0 out of 10$2.40M2
Lunos logoLunosScore 4.2 out of 10$39.8K3

Ranked

Top Native alternatives

  1. 1
    Opencover logo

    Opencover

    Insurance · Base

    OpenCover helps you buy onchain risk cover from third-party underwriters. Check the exact exclusions, claims process and premium before paying; OpenCover does not publish a licensing or audit record.

    Read the Opencover reviewVisit Opencover(opens in a new tab)
    ScoreScore 5.8 out of 10
    TVL —
  2. 2

    Nexus Mutual

    Insurance · Ethereum

    Nexus Mutual lets members buy Ethereum-based cover for crypto risks, but claims are decided by mutual members rather than paid automatically. Check the specific cover wording, price and claim rules before committing funds.

    Read the Nexus Mutual review
    ScoreScore 5.8 out of 10
    TVL —
  3. 3
    Easedefi.org logo

    Easedefi.org

    Insurance · Ethereum

    Ease offers Ethereum-based DeFi coverage through a shared-loss product and a yield-earning underwriting product. Both can put your deposited capital at risk, and key terms such as fees and claim rules need checking before you commit funds.

    Read the Easedefi.org reviewVisit Easedefi.org(opens in a new tab)
    ScoreScore 5.4 out of 10
    TVL $4.90M+30.7%
  4. 4
    Firelight logo

    Firelight

    Insurance · Flare

    Firelight is a Flare-based DeFi cover protocol: stakers back defined risks and can earn coverage fees, but may lose capital to claims. Check the exact staking asset, cover terms and slashing rules before committing funds.

    Read the Firelight reviewVisit Firelight(opens in a new tab)
    ScoreScore 5.2 out of 10
    TVL $58.9M−9.2%
  5. 5
    Ensuro logo

    Ensuro

    Insurance · Ethereum, Polygon

    Ensuro connects blockchain-based capital with insurance risk, but it is not a simple, guaranteed-yield product. Check the investment terms, fees and withdrawal rules before committing funds.

    Read the Ensuro reviewVisit Ensuro(opens in a new tab)
    ScoreScore 5.0 out of 10
    TVL $2.40M+4.7%
  6. 6
    Lunos logo

    Lunos

    Insurance · Ethereum, BNB Chain, Kava

    Lunos has pivoted from on-chain insurance toward a compliance-focused blockchain. The new direction is described, but its launch status, costs and protections need checking before you use UNO.

    Read the Lunos reviewVisit Lunos(opens in a new tab)
    ScoreScore 4.2 out of 10
    TVL $39.8K−0.1%