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Insurance · Alternatives

The best Lunos alternatives in 2026

Lunos has shifted from insurance to a compliance-focused chain, but launch status, fees and the scope of its audits need checking. If Lunos is not the right fit, these 6 reviewed Insurance options are the closest matches, ranked by SkyBitcoins score. Read our full Lunos review

At a glance

Lunos vs the alternatives

Lunos compared with its alternatives
dAppScoreTVLChains
Lunos logoLunos(this one)Score 4.2 out of 10$39.8K3
Native logoNativeScore 5.8 out of 10——
Opencover logoOpencoverScore 5.8 out of 10—1
Nexus MutualScore 5.8 out of 10—1
Easedefi.org logoEasedefi.orgScore 5.4 out of 10$4.90M1
Firelight logoFirelightScore 5.2 out of 10$58.9M1
Ensuro logoEnsuroScore 5.0 out of 10$2.40M2

Ranked

Top Lunos alternatives

  1. 1
    Native logo

    Native

    Insurance

    Native is a specialist insurance broker for crypto businesses and emerging technologies, not a retail crypto app or a policy you can buy instantly. It arranges regulated insurance, onchain cover, or a combination, but you’ll need to request a tailored quote and review the actual policy terms.

    ScoreScore 5.8 out of 10
    TVL —
  2. 2
    Opencover logo

    Opencover

    Insurance · Base

    OpenCover helps you buy onchain risk cover from third-party underwriters. Check the exact exclusions, claims process and premium before paying; OpenCover does not publish a licensing or audit record.

    ScoreScore 5.8 out of 10
    TVL —
  3. 3

    Nexus Mutual

    Insurance · Ethereum

    Nexus Mutual lets members buy Ethereum-based cover for crypto risks, but claims are decided by mutual members rather than paid automatically. Check the specific cover wording, price and claim rules before committing funds.

    ScoreScore 5.8 out of 10
    TVL —
  4. 4
    Easedefi.org logo

    Easedefi.org

    Insurance · Ethereum

    Ease offers Ethereum-based DeFi coverage through a shared-loss product and a yield-earning underwriting product. Both can put your deposited capital at risk, and key terms such as fees and claim rules need checking before you commit funds.

    ScoreScore 5.4 out of 10
    TVL $4.90M+30.7%
  5. 5
    Firelight logo

    Firelight

    Insurance · Flare

    Firelight is a Flare-based DeFi cover protocol: stakers back defined risks and can earn coverage fees, but may lose capital to claims. Check the exact staking asset, cover terms and slashing rules before committing funds.

    ScoreScore 5.2 out of 10
    TVL $58.9M−9.2%
  6. 6
    Ensuro logo

    Ensuro

    Insurance · Ethereum, Polygon

    Ensuro connects blockchain-based capital with insurance risk, but it is not a simple, guaranteed-yield product. Check the investment terms, fees and withdrawal rules before committing funds.

    ScoreScore 5.0 out of 10
    TVL $2.40M+4.7%