Best of · Ethereum · Updated
The best Insurance dApps on Ethereum in 2026
We track 16 Insurance dApps that run on Ethereum and have reviewed 4 of them in full. Our top pick is Nexus Mutual. Each one is scored on security, ease of use, fees and features.
Ranked list
- 1
Nexus Mutual
Insurance · Ethereum
Nexus Mutual lets members buy Ethereum-based cover for crypto risks, but claims are decided by mutual members rather than paid automatically. Check the specific cover wording, price and claim rules before committing funds.
ScoreScore 5.8 out of 10TVL — - 2
Easedefi.org
Insurance · Ethereum
Ease offers Ethereum-based DeFi coverage through a shared-loss product and a yield-earning underwriting product. Both can put your deposited capital at risk, and key terms such as fees and claim rules need checking before you commit funds.
ScoreScore 5.4 out of 10TVL $4.90M+30.7% - 3
Ensuro
Insurance · Ethereum, Polygon
Ensuro connects blockchain-based capital with insurance risk, but it is not a simple, guaranteed-yield product. Check the investment terms, fees and withdrawal rules before committing funds.
ScoreScore 5.0 out of 10TVL $2.40M+4.7% - 4
Lunos
Insurance · Ethereum, BNB Chain, Kava
Lunos has pivoted from on-chain insurance toward a compliance-focused blockchain. The new direction is described, but its launch status, costs and protections need checking before you use UNO.
ScoreScore 4.2 out of 10TVL $39.8K−0.1% - 5
Unslashed
Insurance · Ethereum
Unslashed is described as decentralized insurance for major DeFi protocols, but there is too little detail to judge its coverage, costs or claims process. Verify the terms and current availability before relying on it.
ScoreNot rated yetTVL $3.31M−1.6% - 6
Cover Protocol
Insurance · Ethereum, Base, Arbitrum
Cover Protocol’s current status is uncertain. Its listed website now presents OpenCover, while the legacy COVER token was exploited in 2020.
ScoreNot rated yetTVL $480K−0.1% - 7
iTrust Finance
Insurance · Ethereum
iTrust Finance is a insurance project on Ethereum. Its team publishes little about how it works, what it costs or how funds are secured, so treat it with care.
ScoreNot rated yetTVL $469K−1.1% - 8
Ante Finance
Insurance · Ethereum, BNB Chain, Avalanche +5
Ante Finance describes itself as a smart-contract testing project in the insurance category. Its public-facing description is too sparse to assess coverage, costs or how users participate.
ScoreNot rated yetTVL $456K−1.3% - 9
InsureDAO
Insurance · Ethereum, Arbitrum, Astar +1
InsureDAO is a insurance project on Ethereum, Arbitrum, Astar and Optimism. Its team publishes little about how it works, what it costs or how funds are secured, so treat it with care.
ScoreNot rated yetTVL $124K−0.0% - 10
Cozy V1
Insurance · Ethereum
Cozy V1 is a insurance project on Ethereum. Its team publishes little about how it works, what it costs or how funds are secured, so treat it with care.
ScoreNot rated yetTVL $68.4K−0.6% - 11
Bridge Mutual
Insurance · Ethereum, BNB Chain, Polygon
Bridge Mutual is a crypto risk-coverage platform, but its current coverage, claims process and costs are not established. Verify the terms before relying on it.
ScoreNot rated yetTVL $56.4K+0.2% - 12
Nsure
Insurance · Ethereum
Nsure is a insurance project on Ethereum. Its team publishes little about how it works, what it costs or how funds are secured, so treat it with care.
ScoreNot rated yetTVL $24.3K−0.9% - 13
Risk Harbor
Insurance · Arbitrum, Ethereum, Optimism +6
Risk Harbor is a DeFi risk-management marketplace described as using automated invariant detection to address smart-contract risk. Its current coverage, pricing and availability are unclear, so verify the terms before relying on it.
ScoreNot rated yetTVL $14.9K−0.0% - 14
Neptune Mutual
Insurance · Ethereum, Arbitrum, BNB Chain
Neptune Mutual is a insurance project on Ethereum, Arbitrum and Bnb Chain. Its team publishes little about how it works, what it costs or how funds are secured, so treat it with care.
ScoreNot rated yetTVL $0 - 15
re Protocol
Insurance · Ethereum
Re Protocol is an onchain marketplace connecting stablecoin capital with reinsurance. The available details are too limited to assess its fees, safety or how to participate.
ScoreNot rated yetTVL — - 16
Derivadex Insurance Fund
Insurance · Ethereum
Derivadex Insurance Fund is a insurance project on Ethereum. Its team publishes little about how it works, what it costs or how funds are secured, so treat it with care.
ScoreNot rated yetTVL —
Insurance dApps on Ethereum: the numbers
- Tracked
- 16
- Reviewed
- 16
- Total TVL
- $12.4M
- Avg. score
- 5.1/10
The SkyBitcoins index lists 16 insurance dApps on Ethereum. Every one of them has a full review. The 12 that report TVL hold $12.4M between them, counting value on every chain they support. Easedefi.org is the clear leader, holding 40% of it. The top five account for 94%, while the median insurance dApp holds $124K.
By value locked, the largest insurance dApps on Ethereum are Easedefi.org ($4.90M), Unslashed ($3.31M) and Ensuro ($2.40M). The best-rated is Nexus Mutual with 5.8/10, followed by Easedefi.org (5.4) and Ensuro (5.0). The 4 rated insurance dApps average 5.1/10, and none scores 8 or above yet.
Beyond Ethereum, these insurance dApps most often also run on Arbitrum (5), Polygon (4) and BNB Chain (4). All 8 with a confirmed status are active. Over the last seven days, combined TVL rose 10.7%. Easedefi.org gained the most (+30.7%), while Unslashed dropped the most (−1.6%).
Largest by TVL
- 1
Easedefi.org$4.90M
- 2
Unslashed$3.31M
- 3
Ensuro$2.40M
- 4
Cover Protocol$480K
- 5
iTrust Finance$469K
Highest rated
- 1Nexus Mutual5.8
- 2
- 3
- 4
Lunos4.2
Method
How we ranked them
Reviewed dApps come first. Each SkyBitcoins review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.
Guides
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Frequently asked questions
What is the largest insurance dApp on Ethereum by TVL?
Easedefi.org is the largest insurance dApp on Ethereum by total value locked, with $4.90M across all the chains it supports. It is followed by Unslashed ($3.31M) and Ensuro ($2.40M). TVL figures come from DefiLlama and change daily.
Which insurance dApp on Ethereum has the highest SkyBitcoins score?
Nexus Mutual has the highest score at 5.8/10, ahead of Easedefi.org (5.4) and Ensuro (5.0). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.
How many insurance dApps on Ethereum has SkyBitcoins reviewed?
SkyBitcoins tracks 16 insurance dApps on Ethereum. Of these, 16 have a full review and 12 report value locked, $12.4M in total, counting value on every chain they support.
Which insurance dApps on Ethereum grew the most this week?
Among insurance dApps with at least $1M locked, Easedefi.org had the biggest 7-day TVL gain (+30.7%) and Unslashed the biggest drop (−1.6%). Combined TVL moved +10.7% over the same seven days.
What is the average score for insurance dApps on Ethereum?
The 4 rated insurance dApps on Ethereum average 5.1 out of 10. Of these, 0 score 8 or higher and 1 score below 5.