Skip to content
SkyBitcoins

Best of · Ethereum · Updated

The best CeDeFi dApps on Ethereum in 2026

We track 5 CeDeFi dApps that run on Ethereum and have reviewed 3 of them in full. Our top pick is Nexo. Each one is scored on security, ease of use, fees and features.

Ranked list

  1. 1
    Nexo logo

    Nexo

    CeDeFi · Ethereum, Solana, Tron

    Nexo combines crypto buying, savings products, borrowing, trading and spending in one centralized platform. Its headline yields and credit features may appeal, but check the exact rates, fees and terms for your account before moving funds.

    Read the Nexo reviewVisit Nexo(opens in a new tab)
    ScoreScore 5.5 out of 10
    TVL —
  2. 2
    Avalon CeDeFi logo

    Avalon CeDeFi

    CeDeFi · Ethereum

    Avalon Labs combines Bitcoin-backed lending and borrowing with on-chain markets and yield products. Its advertised rates and custody claims need careful checking because fees, access terms and market risks are not fully spelled out.

    Read the Avalon CeDeFi reviewVisit Avalon CeDeFi(opens in a new tab)
    ScoreScore 5.2 out of 10
    TVL $97.0M−2.4%
  3. 3
    Goldsand by InshAllah logo

    Goldsand by InshAllah

    CeDeFi · Ethereum

    Goldsand is a US-only early-access savings app that says it shares fees from stablecoin payments as variable, interest-free returns. Its yield is not guaranteed, and it is not FDIC-insured.

    Read the Goldsand by InshAllah reviewVisit Goldsand by InshAllah(opens in a new tab)
    ScoreScore 5.0 out of 10
    TVL $311K−1.3%
  4. 4
    Doppler Finance logo

    Doppler Finance

    CeDeFi · XRP Ledger, Ethereum

    Doppler Finance presents itself as a yield platform for the XRP ecosystem, but its costs, custody arrangements and security assurances are unclear. Treat it as an early research lead, not a proven place to deposit funds.

    Read the Doppler Finance reviewVisit Doppler Finance(opens in a new tab)
    ScoreNot rated yet
    TVL $107M−7.3%
  5. 5
    Goose logo

    Goose

    CeDeFi · BNB Chain, Op_Bnb, Arbitrum +1

    Goose is a cedefi project on Bnb Chain, Op_Bnb, Arbitrum and Ethereum. Its team publishes little about how it works, what it costs or how funds are secured, so treat it with care.

    Read the Goose review
    ScoreNot rated yet
    TVL $12.8M−0.1%

CeDeFi dApps on Ethereum: the numbers

Tracked
5
Reviewed
5
Total TVL
$218M
Avg. score
5.2/10

There are 5 CeDeFi dApps on Ethereum in the SkyBitcoins index. Every one of them has a full review. Across the 4 with TVL data, the combined value locked is $218M, counting value on every chain they support. Doppler Finance is the clear leader, holding 49% of it.

Ranked by TVL, Doppler Finance ($107M), Avalon CeDeFi ($97.0M) and Goose ($12.8M) lead the field. The best-rated is Nexo with 5.5/10, followed by Avalon CeDeFi (5.2) and Goldsand by InshAllah (5.0). The 3 rated CeDeFi dApps average 5.2/10, and none scores 8 or above yet.

All 4 with a confirmed status are active. In the past week, total value locked fell 4.8%. Doppler Finance dropped the most (−7.3%).

Largest by TVL

  1. 1Doppler Finance logoDoppler Finance$107M
  2. 2Avalon CeDeFi logoAvalon CeDeFi$97.0M
  3. 3Goose logoGoose$12.8M
  4. 4Goldsand by InshAllah logoGoldsand by InshAllah$311K

Highest rated

  1. 1Nexo logoNexo5.5
  2. 2Avalon CeDeFi logoAvalon CeDeFi5.2
  3. 3Goldsand by InshAllah logoGoldsand by InshAllah5.0

Method

How we ranked them

Reviewed dApps come first. Each SkyBitcoins review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.

Guides

Related guides

All guides

  • Blockchain

    How to Use Base: A Practical Guide for 2026

    Base is an Ethereum Layer 2 that lets you use compatible wallets and apps with ETH for gas. Learn how to set up a wallet, move funds, estimate costs and avoid common risks.

Frequently asked questions

What is the largest CeDeFi dApp on Ethereum by TVL?

Doppler Finance is the largest CeDeFi dApp on Ethereum by total value locked, with $107M across all the chains it supports. It is followed by Avalon CeDeFi ($97.0M) and Goose ($12.8M). TVL figures come from DefiLlama and change daily.

Which CeDeFi dApp on Ethereum has the highest SkyBitcoins score?

Nexo has the highest score at 5.5/10, ahead of Avalon CeDeFi (5.2) and Goldsand by InshAllah (5.0). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.

How many CeDeFi dApps on Ethereum has SkyBitcoins reviewed?

SkyBitcoins tracks 5 CeDeFi dApps on Ethereum. Of these, 5 have a full review and 4 report value locked, $218M in total, counting value on every chain they support.

Which CeDeFi dApps on Ethereum grew the most this week?

Among CeDeFi dApps with at least $1M locked, Doppler Finance the biggest drop (−7.3%). Combined TVL moved −4.8% over the same seven days.

What is the average score for CeDeFi dApps on Ethereum?

The 3 rated CeDeFi dApps on Ethereum average 5.2 out of 10. Of these, 0 score 8 or higher and 0 score below 5.