Best of · Arbitrum · Updated
The best CDPs on Arbitrum in 2026
We track 16 CDPs that run on Arbitrum and have reviewed 9 of them in full. Our top pick is Gravita Protocol. Each one is scored on security, ease of use, fees and features.
Ranked list
- 1
Gravita Protocol
CDPs · Ethereum, Optimism, Arbitrum +4
Gravita Protocol lets you borrow its GRAI debt token against liquid-staking and yield-generating assets. Its interest-free borrowing model may appeal to DeFi users, but check the full fee schedule, contract audits and liquidation rules before supplying collateral.
ScoreScore 5.5 out of 10TVL $363K−1.4% - 2
QiDao
CDPs · Polygon, Base, Ethereum +11
QiDao lets you borrow MAI against crypto collateral without selling it. The stated 0% interest is only part of the cost: check collateral, liquidation and transaction terms before borrowing.
ScoreScore 5.3 out of 10TVL $2.10M−1.7% - 3
Angle
CDPs · Ethereum, Arbitrum, Polygon +5
Angle is a DeFi protocol for stablecoin swaps, borrowing and yield across several networks. Its published fee and security details are too limited to judge the cost or safety of a deposit confidently.
ScoreScore 5.3 out of 10TVL $1.61M−6.4% - 4
Decentralized Euro
CDPs · Ethereum, Polygon, Arbitrum +2
dEURO is a euro-pegged stablecoin backed by crypto collateral, with lending, savings and protocol-share features. Check the risks and current savings terms before depositing.
ScoreScore 5.0 out of 10TVL $1.10M+2.0% - 5
Reservoir Protocol
CDPs · Monad, Ethereum, Plasma +14
Reservoir is a DeFi stablecoin protocol with rUSD and yield-oriented assets, but its fees, redemption terms and collateral details are unclear. Treat it as a higher-risk option until you verify those terms before using it.
ScoreScore 4.5 out of 10TVL $89.8M+20.6% - 6
Abracadabra Spell
CDPs · Ethereum, Arbitrum, BNB Chain +5
Abracadabra lets you borrow its MIM stablecoin against interest-bearing crypto collateral. The borrowing model is clear, but current costs, collateral markets and audit details need checking before you deposit.
ScoreScore 4.5 out of 10TVL $4.45M−1.8% - 7
Button Wrappers
CDPs · Base, Ethereum, Avalanche +1
Buttonwood’s app offers a USDX rollover vault that routes deposits into lending pools. The basic flow is clear, but fees, audits and custody details are not, so check the pool terms before depositing.
ScoreScore 3.0 out of 10TVL $26.6K−0.9% - 8
Davos Protocol
CDPs · BNB Chain, Ethereum, Polygon +5
Davos Protocol is a CDP platform for borrowing its DUSD stablecoin against liquid-staking collateral. Key details on costs, liquidation rules and contract security remain unclear, so verify them before depositing.
ScoreScore 3.0 out of 10TVL $22.9K−0.7% - 9
The Standard
CDPs · Arbitrum
The Standard was an Arbitrum borrowing and yield protocol, but it has announced plans to sunset. Treat it as a legacy position to assess, not a place to open a new vault.
ScoreScore 2.5 out of 10TVL $9.77K−1.6% - 10
River Omni-CDP
CDPs · BNB Chain, BSquared, Ethereum +9
River is a cross-chain collateral and stablecoin protocol built around satUSD. Its basic purpose is clear, but key details about fees, collateral, audits and safe use are missing, so you should verify them before committing funds.
ScoreNot rated yetTVL $74.7M−2.5% - 11
Preon Finance
CDPs · Arbitrum, Polygon, Base
Preon Finance is a crypto-backed borrowing protocol that issues STAR, but key details about costs, audits and getting started are unclear.
ScoreNot rated yetTVL $211K−1.1% - 12
xDollar
CDPs · IoTeX, Ethereum, Arbitrum +2
xDollar is described as a cross-chain stablecoin lending protocol using collateralized vaults. The product details are too limited to judge its costs, safety or how to use it confidently.
ScoreNot rated yetTVL $183K+13.4% - 13
Yama Finance
CDPs · Arbitrum, Polygon zkEVM
Yama Finance is a cdps project on Arbitrum and Polygon zkEVM. Its team publishes little about how it works, what it costs or how funds are secured, so treat it with care.
ScoreNot rated yetTVL $80.0K−0.1% - 14
Nerite
CDPs · Arbitrum
Nerite is a cdps project on Arbitrum. Its team publishes little about how it works, what it costs or how funds are secured, so treat it with care.
ScoreNot rated yetTVL $54.3K−1.8% - 15
DSU Money
CDPs · Ethereum, Arbitrum
DSU Money is a cdps project on Ethereum and Arbitrum. Its team publishes little about how it works, what it costs or how funds are secured, so treat it with care.
ScoreNot rated yetTVL $21.7K−0.5% - 16
3A DAO
CDPs · Linea, Polygon, Arbitrum
3A DAO is described as a collateralized lending protocol, and its current homepage also promotes OPS, a token tracking a trading strategy on Arbitrum. The available details are too limited to assess costs, safeguards or how to use either product with confidence.
ScoreNot rated yetTVL $7.38K−1.6%
CDPs on Arbitrum: the numbers
- Tracked
- 16
- Reviewed
- 16
- Total TVL
- $175M
- Avg. score
- 4.3/10
There are 16 CDPs on Arbitrum in the SkyBitcoins index. Every one of them has a full review. Together they hold $175M in total value locked, counting value on every chain they support. Reservoir Protocol dominates, with 51% of that total. The five largest make up 99% of the total; the median is $183K.
By value locked, the largest CDPs on Arbitrum are Reservoir Protocol ($89.8M), River Omni-CDP ($74.7M) and Abracadabra Spell ($4.45M). The best-rated is Gravita Protocol with 5.5/10, followed by QiDao (5.3) and Angle (5.3). The 9 rated CDPs average 4.3/10, and none scores 8 or above yet.
Many also deploy elsewhere, most often on Ethereum (11), Optimism (7) and Polygon (7). All 12 with a confirmed status are active. Over the last seven days, combined TVL rose 8.2%. Reservoir Protocol gained the most (+20.6%), while Angle dropped the most (−6.4%).
Largest by TVL
- 1
Reservoir Protocol$89.8M
- 2
River Omni-CDP$74.7M
- 3
Abracadabra Spell$4.45M
- 4
QiDao$2.10M
- 5
Angle$1.61M
Highest rated
- 1
Gravita Protocol5.5
- 2
- 3
- 4
Decentralized Euro5.0
- 5
Method
How we ranked them
Reviewed dApps come first. Each SkyBitcoins review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.
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Frequently asked questions
What is the largest CDP on Arbitrum by TVL?
Reservoir Protocol is the largest CDP on Arbitrum by total value locked, with $89.8M across all the chains it supports. It is followed by River Omni-CDP ($74.7M) and Abracadabra Spell ($4.45M). TVL figures come from DefiLlama and change daily.
Which CDP on Arbitrum has the highest SkyBitcoins score?
Gravita Protocol has the highest score at 5.5/10, ahead of QiDao (5.3) and Angle (5.3). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.
How many CDPs on Arbitrum has SkyBitcoins reviewed?
SkyBitcoins tracks 16 CDPs on Arbitrum. Of these, 16 have a full review and 16 report value locked, $175M in total, counting value on every chain they support.
Which CDPs on Arbitrum grew the most this week?
Among CDPs with at least $1M locked, Reservoir Protocol had the biggest 7-day TVL gain (+20.6%) and Angle the biggest drop (−6.4%). Combined TVL moved +8.2% over the same seven days.
What is the average score for CDPs on Arbitrum?
The 9 rated CDPs on Arbitrum average 4.3 out of 10. Of these, 0 score 8 or higher and 5 score below 5.