Best of · Arbitrum · Updated
The best Real-World Assets dApps on Arbitrum in 2026
We track 13 Real-World Assets dApps that run on Arbitrum and have reviewed 6 of them in full. Our top pick is Boson Protocol. Each one is scored on security, ease of use, fees and features.
Ranked list
- 1
Boson Protocol
Real-World Assets · Polygon, Ethereum, Base +2
Boson Protocol is infrastructure for escrow-backed digital and physical commerce, including transactions made by AI agents. It offers useful building blocks, but fees, security details and the exact user experience need checking before you commit funds.
ScoreScore 6.2 out of 10TVL $230K−0.1% - 2
VNX
Real-World Assets · Ethereum, Polygon, Solana +3
VNX offers onchain CHF and GBP stablecoins and tokenized gold, with a Bermuda Class M digital-assets licence. It may suit users seeking non-USD assets, but check fees, redemption terms and reserve disclosures before funding an account.
ScoreScore 6.1 out of 10TVL — - 3
Stobox
Real-World Assets · Base, Arbitrum
Stobox sells businesses a suite for preparing, issuing and managing tokenized real-world assets. It also offers tokenized shares and a utility token, but costs and important legal and security details need checking before you commit.
ScoreScore 5.4 out of 10TVL — - 4
USD AI
Real-World Assets · Arbitrum
USD.AI connects GPU-backed loans with crypto and institutional capital, and lets users stake USDai for sUSDai. The loan model is described, but yield, fees and key protections need closer checking before you commit funds.
ScoreScore 5.0 out of 10TVL $158M−42.5% - 5
Tangible RWA
Real-World Assets · Polygon, Arbitrum, Optimism +2
Tangible offers tokenized real-world assets, including NFTs, real-estate baskets and a Treasury-backed rebasing token. Its asset and redemption details, costs and audit information need careful checking before you commit funds.
ScoreScore 4.8 out of 10TVL $41.9M−0.3% - 6
Zivoe
Real-World Assets · Ethereum, Pharos, Base +8
Zivoe offers KYC-gated access to tokenized private-credit strategies, with dashboards and weekly redemptions when liquidity allows. Check fees, strategy terms and risks before depositing.
ScoreScore 4.5 out of 10TVL $3.04K−0.0% - 7
Estate Protocol
Real-World Assets · Arbitrum
Estate Protocol describes a way to invest fractionally in real estate, with investments starting at $50. The legal rights, costs and process need more detail before you commit funds.
ScoreNot rated yetTVL $13.9M - 8
Theo Network thBill
Real-World Assets · Ethereum, Stable, Arbitrum +3
thBILL is described as a yield-bearing basket of tokenized U.S. Treasury bills from regulated issuers. Fees, redemption terms, custody and audit details are too sparse for a full assessment.
ScoreNot rated yetTVL $6.09M−48.4% - 9
Ledgity Yield
Real-World Assets · Base, Linea, Arbitrum +2
Ledgity Yield is a stablecoin yield protocol with USDC and EURC vaults tied to institutional fixed-income strategies. Key details on fees, custody and withdrawal terms are missing, so you should verify them before depositing.
ScoreNot rated yetTVL $2.13M−9.6% - 10
Fortunafi
Real-World Assets · Ethereum, Arbitrum, Canto +1
Fortunafi offers on-chain access to tokenized debt products, including U.S. Treasury bills. The available details are too limited to assess costs, investor eligibility or how funds are held.
ScoreNot rated yetTVL $144K0.0% - 11
Solv Vesting
Real-World Assets · Ethereum, BNB Chain, Polygon +1
The information identifies Solv Protocol, but doesn’t establish what Solv Vesting is or how its vesting works. Don’t treat the broader protocol details as a review of this product.
ScoreNot rated yetTVL $20.5K−10.9% - 12
Florence Finance
Real-World Assets · Ethereum, Arbitrum, Base
Florence Finance is an RWA DeFi project focused on SME lending, but the available details are too limited to assess its costs, risks or user experience.
ScoreNot rated yetTVL $0 - 13
Credbull
Real-World Assets · Polygon, Arbitrum, Plume +1
Credbull is described as a private-credit platform offering fixed-yield products, but key details about costs, withdrawals and investor protections remain unclear.
ScoreNot rated yetTVL —
Real-World Assets dApps on Arbitrum: the numbers
- Tracked
- 13
- Reviewed
- 13
- Total TVL
- $222M
- Avg. score
- 5.3/10
There are 13 real-world assets dApps on Arbitrum in the SkyBitcoins index. Every one of them has a full review. Across the 9 with TVL data, the combined value locked is $222M, counting value on every chain they support. USD AI dominates, with 71% of that total. The five largest make up 100% of the total; the median is $2.13M.
By value locked, the largest real-world assets dApps on Arbitrum are USD AI ($158M), Tangible RWA ($41.9M) and Estate Protocol ($13.9M). The best-rated is Boson Protocol with 6.2/10, followed by VNX (6.1) and Stobox (5.4). The 6 rated real-world assets dApps average 5.3/10, and none scores 8 or above yet.
Many also deploy elsewhere, most often on Ethereum (9), Base (8) and Polygon (5). All 13 with a confirmed status are active. In the past week, total value locked fell 37.1%. Theo Network thBill dropped the most (−48.4%).
Largest by TVL
- 1
USD AI$158M
- 2
Tangible RWA$41.9M
- 3
Estate Protocol$13.9M
- 4
Theo Network thBill$6.09M
- 5
Ledgity Yield$2.13M
Highest rated
- 1
Boson Protocol6.2
- 2
VNX6.1
- 3
Stobox5.4
- 4
- 5
Method
How we ranked them
Reviewed dApps come first. Each SkyBitcoins review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.
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Frequently asked questions
What is the largest real-world assets dApp on Arbitrum by TVL?
USD AI is the largest real-world assets dApp on Arbitrum by total value locked, with $158M across all the chains it supports. It is followed by Tangible RWA ($41.9M) and Estate Protocol ($13.9M). TVL figures come from DefiLlama and change daily.
Which real-world assets dApp on Arbitrum has the highest SkyBitcoins score?
Boson Protocol has the highest score at 6.2/10, ahead of VNX (6.1) and Stobox (5.4). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.
How many real-world assets dApps on Arbitrum has SkyBitcoins reviewed?
SkyBitcoins tracks 13 real-world assets dApps on Arbitrum. Of these, 13 have a full review and 9 report value locked, $222M in total, counting value on every chain they support.
Which real-world assets dApps on Arbitrum grew the most this week?
Among real-world assets dApps with at least $1M locked, Theo Network thBill the biggest drop (−48.4%). Combined TVL moved −37.1% over the same seven days.
What is the average score for real-world assets dApps on Arbitrum?
The 6 rated real-world assets dApps on Arbitrum average 5.3 out of 10. Of these, 0 score 8 or higher and 2 score below 5.