Best of · Arbitrum · Updated
The best Payments dApps on Arbitrum in 2026
We track 10 Payments dApps that run on Arbitrum and have reviewed 9 of them in full. Our top pick is Sablier Lockup. Each one is scored on security, ease of use, fees and features.
Ranked list
- 1
Sablier Lockup
Payments · Ethereum, Polygon, Arbitrum +25
Sablier Lockup lets organizations distribute tokens on-chain over custom vesting schedules. Check the fees and contract risks before you fund a stream.
ScoreScore 7.0 out of 10TVL $1.75M−4.0% - 2
Superfluid
Payments · Optimism, Base, Polygon +7
Superfluid lets you send and receive continuous onchain payments, such as salaries, subscriptions and rewards. It is a protocol and app, not a bank account; check the network, token and stream rate before you commit funds.
ScoreScore 6.3 out of 10TVL $5.28M−4.5% - 3
LlamaPay
Payments · BNB Chain, Arbitrum, Ethereum +19
LlamaPay lets you set up recurring crypto payments that accrue continuously, so recipients can withdraw as they earn. Check the contract, token support and costs on your chosen chain before funding a stream.
ScoreScore 6.2 out of 10TVL $2.05M−12.4% - 4
PagCrypto
Payments · Solana, Ethereum, Stellar +5
PagCrypto, now presented as PagFinance, lets you pay Brazilian PIX transfers and boletos from a crypto wallet. Its published fees are clear, but check which assets are live and what protections apply before paying.
ScoreScore 6.1 out of 10TVL — - 5
Sablier Flow
Payments · Ethereum, Arbitrum, Base +23
Sablier Flow lets you make ongoing on-chain token payments that recipients can withdraw as they accrue. Its per-withdrawal interface fee is clear, but check the contract details and the reported support wind-down before funding a stream.
ScoreScore 6.0 out of 10TVL $485K−14.5% - 6
UniVoucher
Payments · Base, Polygon, Ethereum +4
UniVoucher lets you create and redeem crypto gift cards using a wallet and a secret code. Check the redemption costs and security details before putting funds into a card.
ScoreScore 5.8 out of 10TVL $197−0.0% - 7
Node Runners
Payments · Arbitrum, Base, Ethereum +3
Node Runners appears on its official site as NodeRails, a crypto payment platform for merchants. It offers checkout and payouts, but its full fees, licensing and custody details need checking before you route funds through it.
ScoreScore 5.3 out of 10TVL — - 8
Sablier Legacy
Payments · Ethereum, Polygon, BNB Chain +4
Sablier Legacy lets you receive token distributions through the original Sablier protocol, but it has been superseded by Sablier Lockup. Check that your stream is on a supported chain and confirm its terms before interacting.
ScoreScore 5.0 out of 10TVL $495K−1.1% - 9
Papayaswap
Payments · Ethereum, BNB Chain, Polygon +4
Papaya combines US–Vietnam business payments, wallet DCA and recurring stablecoin-payment tools. Costs, custody and independent security checks are not clearly published, so verify the terms for the specific product before sending funds.
ScoreScore 4.8 out of 10TVL — - 10
Aryze
Payments · Arbitrum
Aryze is described as offering Pay by Bank and stablecoin services. Public details are too limited to judge its fees, safeguards or how to get started safely.
ScoreNot rated yetTVL —
Payments dApps on Arbitrum: the numbers
- Tracked
- 10
- Reviewed
- 10
- Total TVL
- $10.1M
- Avg. score
- 5.8/10
There are 10 payments dApps on Arbitrum in the SkyBitcoins index. Every one of them has a full review. The 6 that report TVL hold $10.1M between them, counting value on every chain they support. Superfluid dominates, with 52% of that total. The top five account for 100%, while the median payments dApp holds $495K.
Ranked by TVL, Superfluid ($5.28M), LlamaPay ($2.05M) and Sablier Lockup ($1.75M) lead the field. On SkyBitcoins scores, Sablier Lockup ranks first at 7.0/10, ahead of Superfluid (6.3) and LlamaPay (6.2). The 9 rated payments dApps average 5.8/10, and none scores 8 or above yet.
Many also deploy elsewhere, most often on Ethereum (9), Polygon (9) and Base (8). All 10 with a confirmed status are active. Over the last seven days, combined TVL fell 6.5%. LlamaPay dropped the most (−12.4%).
Largest by TVL
- 1
Superfluid$5.28M
- 2
LlamaPay$2.05M
- 3
Sablier Lockup$1.75M
- 4
- 5
Sablier Flow$485K
Highest rated
- 1
- 2
- 3
- 4
PagCrypto6.1
- 5
Method
How we ranked them
Reviewed dApps come first. Each SkyBitcoins review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.
Guides
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Frequently asked questions
What is the largest payments dApp on Arbitrum by TVL?
Superfluid is the largest payments dApp on Arbitrum by total value locked, with $5.28M across all the chains it supports. It is followed by LlamaPay ($2.05M) and Sablier Lockup ($1.75M). TVL figures come from DefiLlama and change daily.
Which payments dApp on Arbitrum has the highest SkyBitcoins score?
Sablier Lockup has the highest score at 7.0/10, ahead of Superfluid (6.3) and LlamaPay (6.2). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.
How many payments dApps on Arbitrum has SkyBitcoins reviewed?
SkyBitcoins tracks 10 payments dApps on Arbitrum. Of these, 10 have a full review and 6 report value locked, $10.1M in total, counting value on every chain they support.
Which payments dApps on Arbitrum grew the most this week?
Among payments dApps with at least $1M locked, LlamaPay the biggest drop (−12.4%). Combined TVL moved −6.5% over the same seven days.
What is the average score for payments dApps on Arbitrum?
The 9 rated payments dApps on Arbitrum average 5.8 out of 10. Of these, 0 score 8 or higher and 1 score below 5.