Infrastructure · Category ranking
Best Payments dApps in 2026
107 Payments dApps ranked by SkyBitcoins score and total value locked. Open any row for the full review.
- Listed
- 107
- Reviewed
- 107
- Page
- 1/3
Payments dApps at a glance
- Tracked
- 107
- Reviewed
- 107
- Total TVL
- $266M
- Avg. score
- 5.5/10
SkyBitcoins tracks 107 payments dApps. Every one of them has a full review. Across the 14 with TVL data, the combined value locked is $266M. Lightning Network dominates, with 92% of that total. The five largest make up 99% of the total; the median is $485K.
Ranked by TVL, Lightning Network ($244M), Streamflow ($10.3M) and Superfluid ($5.28M) lead the field. On SkyBitcoins scores, Sablier Lockup ranks first at 7.0/10, ahead of Wise (7.0) and Cbd Cash (6.8). The 53 rated payments dApps average 5.5/10, and none scores 8 or above yet.
The most common chains for payments dApps are Ethereum (18), Polygon (14) and BNB Chain (14). 44% are deployed on more than one chain. All 57 with a confirmed status are active. Over the last seven days, combined TVL fell 6.7%. Pay Protocol dropped the most (−37.4%).
Largest by TVL
- 1
Lightning Network$244M
- 2
Streamflow$10.3M
- 3
Superfluid$5.28M
- 4
LlamaPay$2.05M
- 5
Sablier Lockup$1.75M
Highest rated
- 1
- 2
Wise7.0
- 3
Cbd Cash6.8
- 4
Nekolive6.7
- 5
| Chains | |||||
|---|---|---|---|---|---|
| 1 | Sablier LockupReviewed | Ethereum, Polygon +26 | $1.75M | −4.0% | 7.0 |
| 2 | WiseReviewed | — | — | — | 7.0 |
| 3 | Cbd CashReviewed | — | — | — | 6.8 |
| 4 | NekoliveReviewed | — | — | — | 6.7 |
| 5 | Lightning NetworkReviewed | Bitcoin | $244M | −6.5% | 6.5 |
| 6 | TelcoinReviewed | Polygon | $0 | — | 6.5 |
| 7 | FungiesReviewed | — | — | — | 6.4 |
| 8 | SuperfluidReviewed | Optimism, Base +8 | $5.28M | −4.5% | 6.3 |
| 9 | StreamflowReviewed | Solana, Aptos +4 | $10.3M | −6.0% | 6.2 |
| 10 | LlamaPayReviewed | BNB Chain, Arbitrum +20 | $2.05M | −12.4% | 6.2 |
| 11 | AircashReviewed | — | — | — | 6.2 |
| 12 | Bnb LemonReviewed | — | — | — | 6.2 |
| 13 | Fungi FinanceReviewed | — | — | — | 6.2 |
| 14 | Morse FinanceReviewed | — | — | — | 6.2 |
| 15 | AtrixReviewed | — | — | — | 6.1 |
| 16 | PagCryptoReviewed | Solana, Ethereum +6 | — | — | 6.1 |
| 17 | Resolve MoneyReviewed | — | — | — | 6.1 |
| 18 | Speed MarketsReviewed | Bitcoin | — | — | 6.1 |
| 19 | Sablier FlowReviewed | Ethereum, Arbitrum +24 | $485K | −14.5% | 6.0 |
| 20 | UniVoucherReviewed | Base, Polygon +5 | $197 | −0.0% | 5.8 |
| 21 | LyncReviewed | — | — | — | 5.8 |
| 22 | FlexaReviewed | — | — | — | 5.8 |
| 23 | Wall AppReviewed | — | — | — | 5.8 |
| 24 | SprintcheckoutReviewed | — | — | — | 5.8 |
| 25 | Corridor FinanceReviewed | Tempo, Stellar +2 | — | — | 5.7 |
| 26 | Spell MinerReviewed | — | — | — | 5.7 |
| 27 | SkylineReviewed | — | — | — | 5.6 |
| 28 | TributaryReviewed | Solana | — | — | 5.6 |
| 29 | Pulsar MoneyReviewed | MultiversX, Arc +1 | $1.36K | −3.6% | 5.4 |
| 30 | GreenhoodReviewed | — | — | — | 5.3 |
| 31 | Node RunnersReviewed | Arbitrum, Base +4 | — | — | 5.3 |
| 32 | q WalletReviewed | — | — | — | 5.3 |
| 33 | Pay ProtocolReviewed | Tron, BNB Chain +1 | $1.19M | −37.4% | 5.2 |
| 34 | GoldsandReviewed | — | — | — | 5.2 |
| 35 | CoinsenderReviewed | — | — | — | 5.2 |
| 36 | Novapay SolutionsReviewed | — | — | — | 5.1 |
| 37 | Sablier LegacyReviewed | Ethereum, Polygon +5 | $495K | −1.1% | 5.0 |
| 38 | CoinifyReviewed | Algorand, Bitcoin | — | — | 5.0 |
| 39 | BpayReviewed | — | — | — | 5.0 |
| 40 | Safe Pay FinanceReviewed | — | — | — | 5.0 |
| 41 | PapayaswapReviewed | Ethereum, BNB Chain +5 | — | — | 4.8 |
| 42 | BinancepayReviewed | — | — | — | 4.8 |
| 43 | SparkleReviewed | Solana | — | — | 4.5 |
| 44 | LynkReviewed | — | — | — | 4.5 |
| 45 | KriptonReviewed | — | — | — | 4.5 |
| 46 | Onchain TradeReviewed | Bitcoin, Solana +5 | — | — | 4.5 |
| 47 | RootsReviewed | Berachain | $24.3K | −0.3% | 4.2 |
| 48 | FourReviewed | — | — | — | 4.2 |
| 49 | ShopnextReviewed | BNB Chain | — | — | 4.2 |
| 50 | Fiat24Reviewed | — | — | — | 4.2 |
Ranked by SkyBitcoins score, then total value locked. Click a column to re-sort this page. TVL data via DefiLlama.
Where they run
Payments dApps by chain
Frequently asked questions
What is the largest payments dApp by TVL?
Lightning Network is the largest payments dApp by total value locked, with $244M. It is followed by Streamflow ($10.3M) and Superfluid ($5.28M). TVL figures come from DefiLlama and change daily.
Which payments dApp has the highest SkyBitcoins score?
Sablier Lockup has the highest score at 7.0/10, ahead of Wise (7.0) and Cbd Cash (6.8). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.
How many payments dApps does SkyBitcoins track?
SkyBitcoins tracks 107 payments dApps. Of these, 107 have a full review and 14 report value locked, $266M in total.
What chains do most payments dApps run on?
Which payments dApps grew the most this week?
Among payments dApps with at least $1M locked, Pay Protocol the biggest drop (−37.4%). Combined TVL moved −6.7% over the same seven days.
What is the average score for payments dApps?
The 53 rated payments dApps average 5.5 out of 10. Of these, 0 score 8 or higher and 13 score below 5.