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Best of · Optimism · Updated

The best CDPs on Optimism in 2026

We track 11 CDPs that run on Optimism and have reviewed 9 of them in full. Our top pick is Balanced. Each one is scored on security, ease of use, fees and features.

Ranked list

  1. 1
    Balanced logo

    Balanced

    CDPs · Icon, Avalanche, Injective +7

    Balanced is a cross-chain DeFi app for swaps, lending and bnUSD. Its borrowing charges are partly clear, but check swap costs and the safeguards around collateral before committing funds.

    Read the Balanced reviewVisit Balanced(opens in a new tab)
    ScoreScore 5.7 out of 10
    TVL —
  2. 2
    Gravita Protocol logo

    Gravita Protocol

    CDPs · Ethereum, Optimism, Arbitrum +4

    Gravita Protocol lets you borrow its GRAI debt token against liquid-staking and yield-generating assets. Its interest-free borrowing model may appeal to DeFi users, but check the full fee schedule, contract audits and liquidation rules before supplying collateral.

    Read the Gravita Protocol reviewVisit Gravita Protocol(opens in a new tab)
    ScoreScore 5.5 out of 10
    TVL $363K−1.4%
  3. 3
    QiDao logo

    QiDao

    CDPs · Polygon, Base, Ethereum +11

    QiDao lets you borrow MAI against crypto collateral without selling it. The stated 0% interest is only part of the cost: check collateral, liquidation and transaction terms before borrowing.

    Read the QiDao reviewVisit QiDao(opens in a new tab)
    ScoreScore 5.3 out of 10
    TVL $2.10M−1.7%
  4. 4
    Angle logo

    Angle

    CDPs · Ethereum, Arbitrum, Polygon +5

    Angle is a DeFi protocol for stablecoin swaps, borrowing and yield across several networks. Its published fee and security details are too limited to judge the cost or safety of a deposit confidently.

    Read the Angle reviewVisit Angle(opens in a new tab)
    ScoreScore 5.3 out of 10
    TVL $1.61M−6.4%
  5. 5
    Decentralized Euro logo

    Decentralized Euro

    CDPs · Ethereum, Polygon, Arbitrum +2

    dEURO is a euro-pegged stablecoin backed by crypto collateral, with lending, savings and protocol-share features. Check the risks and current savings terms before depositing.

    Read the Decentralized Euro reviewVisit Decentralized Euro(opens in a new tab)
    ScoreScore 5.0 out of 10
    TVL $1.10M+2.0%
  6. 6
    Reservoir Protocol logo

    Reservoir Protocol

    CDPs · Monad, Ethereum, Plasma +14

    Reservoir is a DeFi stablecoin protocol with rUSD and yield-oriented assets, but its fees, redemption terms and collateral details are unclear. Treat it as a higher-risk option until you verify those terms before using it.

    Read the Reservoir Protocol reviewVisit Reservoir Protocol(opens in a new tab)
    ScoreScore 4.5 out of 10
    TVL $89.8M+20.6%
  7. 7
    Abracadabra Spell logo

    Abracadabra Spell

    CDPs · Ethereum, Arbitrum, BNB Chain +5

    Abracadabra lets you borrow its MIM stablecoin against interest-bearing crypto collateral. The borrowing model is clear, but current costs, collateral markets and audit details need checking before you deposit.

    Read the Abracadabra Spell reviewVisit Abracadabra Spell(opens in a new tab)
    ScoreScore 4.5 out of 10
    TVL $4.45M−1.8%
  8. 8
    Ethos Reserve logo

    Ethos Reserve

    CDPs · Optimism

    Ethos Reserve is an Optimism-based borrowing protocol offering 0% interest loans against Bitcoin, Ethereum or Optimism collateral. Before using it, check its fees, liquidation rules and private-vault risks: those details aren’t published here.

    Read the Ethos Reserve review
    ScoreScore 4.0 out of 10
    TVL $218K−2.4%
  9. 9
    Davos Protocol logo

    Davos Protocol

    CDPs · BNB Chain, Ethereum, Polygon +5

    Davos Protocol is a CDP platform for borrowing its DUSD stablecoin against liquid-staking collateral. Key details on costs, liquidation rules and contract security remain unclear, so verify them before depositing.

    Read the Davos Protocol review
    ScoreScore 3.0 out of 10
    TVL $22.9K−0.7%
  10. 10
    Interest Protocol logo

    Interest Protocol

    CDPs · Ethereum, Optimism

    Interest Protocol is a cdps project on Ethereum and Optimism. Its team publishes little about how it works, what it costs or how funds are secured, so treat it with care.

    Read the Interest Protocol reviewVisit Interest Protocol(opens in a new tab)
    ScoreNot rated yet
    TVL $1.41M−4.6%
  11. 11
    Lets Get HAI logo

    Lets Get HAI

    CDPs · Optimism

    Lets Get HAI is an Optimism CDP that lets you borrow the HAI stablecoin against liquid staking tokens and Optimism-native assets. The basic use is clear, but fees, collateral terms and the role of KITE are not.

    Read the Lets Get HAI reviewVisit Lets Get HAI(opens in a new tab)
    ScoreNot rated yet
    TVL $840K−1.4%

CDPs on Optimism: the numbers

Tracked
11
Reviewed
11
Total TVL
$102M
Avg. score
4.8/10

There are 11 CDPs on Optimism in the SkyBitcoins index. Every one of them has a full review. Across the 10 with TVL data, the combined value locked is $102M, counting value on every chain they support. Reservoir Protocol dominates, with 88% of that total. The five largest make up 98% of the total; the median is $1.10M.

By value locked, the largest CDPs on Optimism are Reservoir Protocol ($89.8M), Abracadabra Spell ($4.45M) and QiDao ($2.10M). The best-rated is Balanced with 5.7/10, followed by Gravita Protocol (5.5) and QiDao (5.3). The 9 rated CDPs average 4.8/10, and none scores 8 or above yet.

Many also deploy elsewhere, most often on Ethereum (8), Arbitrum (7) and Polygon (5). All 9 with a confirmed status are active. In the past week, total value locked rose 17.3%. Reservoir Protocol gained the most (+20.6%), while Angle dropped the most (−6.4%).

Largest by TVL

  1. 1Reservoir Protocol logoReservoir Protocol$89.8M
  2. 2Abracadabra Spell logoAbracadabra Spell$4.45M
  3. 3QiDao logoQiDao$2.10M
  4. 4Angle logoAngle$1.61M
  5. 5Interest Protocol logoInterest Protocol$1.41M

Highest rated

  1. 1Balanced logoBalanced5.7
  2. 2Gravita Protocol logoGravita Protocol5.5
  3. 3QiDao logoQiDao5.3
  4. 4Angle logoAngle5.3
  5. 5Decentralized Euro logoDecentralized Euro5.0

Method

How we ranked them

Reviewed dApps come first. Each SkyBitcoins review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.

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Frequently asked questions

What is the largest CDP on Optimism by TVL?

Reservoir Protocol is the largest CDP on Optimism by total value locked, with $89.8M across all the chains it supports. It is followed by Abracadabra Spell ($4.45M) and QiDao ($2.10M). TVL figures come from DefiLlama and change daily.

Which CDP on Optimism has the highest SkyBitcoins score?

Balanced has the highest score at 5.7/10, ahead of Gravita Protocol (5.5) and QiDao (5.3). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.

How many CDPs on Optimism has SkyBitcoins reviewed?

SkyBitcoins tracks 11 CDPs on Optimism. Of these, 11 have a full review and 10 report value locked, $102M in total, counting value on every chain they support.

Which CDPs on Optimism grew the most this week?

Among CDPs with at least $1M locked, Reservoir Protocol had the biggest 7-day TVL gain (+20.6%) and Angle the biggest drop (−6.4%). Combined TVL moved +17.3% over the same seven days.

What is the average score for CDPs on Optimism?

The 9 rated CDPs on Optimism average 4.8 out of 10. Of these, 0 score 8 or higher and 4 score below 5.