Best of · Polygon · Updated
The best CDPs on Polygon in 2026
We track 10 CDPs that run on Polygon and have reviewed 5 of them in full. Our top pick is Balanced. Each one is scored on security, ease of use, fees and features.
Ranked list
- 1
Balanced
CDPs · Icon, Avalanche, Injective +7
Balanced is a cross-chain DeFi app for swaps, lending and bnUSD. Its borrowing charges are partly clear, but check swap costs and the safeguards around collateral before committing funds.
ScoreScore 5.7 out of 10TVL — - 2
QiDao
CDPs · Polygon, Base, Ethereum +11
QiDao lets you borrow MAI against crypto collateral without selling it. The stated 0% interest is only part of the cost: check collateral, liquidation and transaction terms before borrowing.
ScoreScore 5.3 out of 10TVL $2.10M−1.7% - 3
Angle
CDPs · Ethereum, Arbitrum, Polygon +5
Angle is a DeFi protocol for stablecoin swaps, borrowing and yield across several networks. Its published fee and security details are too limited to judge the cost or safety of a deposit confidently.
ScoreScore 5.3 out of 10TVL $1.61M−6.4% - 4
Decentralized Euro
CDPs · Ethereum, Polygon, Arbitrum +2
dEURO is a euro-pegged stablecoin backed by crypto collateral, with lending, savings and protocol-share features. Check the risks and current savings terms before depositing.
ScoreScore 5.0 out of 10TVL $1.10M+2.0% - 5
Davos Protocol
CDPs · BNB Chain, Ethereum, Polygon +5
Davos Protocol is a CDP platform for borrowing its DUSD stablecoin against liquid-staking collateral. Key details on costs, liquidation rules and contract security remain unclear, so verify them before depositing.
ScoreScore 3.0 out of 10TVL $22.9K−0.7% - 6
Parallel Protocol V2
CDPs · Ethereum, Polygon, Fantom
Parallel Protocol V2 is described as a protocol for issuing PAR and paUSD stablecoins, but its official site now describes Mimo Capital’s bond-tokenization business. Current access and operating details are unclear.
ScoreNot rated yetTVL $427K−9.2% - 7
Preon Finance
CDPs · Arbitrum, Polygon, Base
Preon Finance is a crypto-backed borrowing protocol that issues STAR, but key details about costs, audits and getting started are unclear.
ScoreNot rated yetTVL $211K−1.1% - 8
xDollar
CDPs · IoTeX, Ethereum, Arbitrum +2
xDollar is described as a cross-chain stablecoin lending protocol using collateralized vaults. The product details are too limited to judge its costs, safety or how to use it confidently.
ScoreNot rated yetTVL $183K+13.4% - 9
PolyQuity
CDPs · Polygon
PolyQuity is a Polygon borrowing protocol for interest-free PUSD loans against MATIC, with a stated minimum collateral ratio of 110%. Check its current status, costs and security before depositing.
ScoreNot rated yetTVL $92.9K−0.2% - 10
3A DAO
CDPs · Linea, Polygon, Arbitrum
3A DAO is described as a collateralized lending protocol, and its current homepage also promotes OPS, a token tracking a trading strategy on Arbitrum. The available details are too limited to assess costs, safeguards or how to use either product with confidence.
ScoreNot rated yetTVL $7.38K−1.6%
CDPs on Polygon: the numbers
- Tracked
- 10
- Reviewed
- 10
- Total TVL
- $5.76M
- Avg. score
- 4.9/10
SkyBitcoins tracks 10 CDPs on Polygon. Every one of them has a full review. Across the 9 with TVL data, the combined value locked is $5.76M, counting value on every chain they support. QiDao is the clear leader, holding 36% of it. The five largest make up 95% of the total; the median is $211K.
By value locked, the largest CDPs on Polygon are QiDao ($2.10M), Angle ($1.61M) and Decentralized Euro ($1.10M). On SkyBitcoins scores, Balanced ranks first at 5.7/10, ahead of QiDao (5.3) and Angle (5.3). The 5 rated CDPs average 4.9/10, and none scores 8 or above yet.
Many also deploy elsewhere, most often on Arbitrum (7), Ethereum (6) and Optimism (5). All 7 with a confirmed status are active. Over the last seven days, combined TVL fell 2.5%. Decentralized Euro gained the most (+2.0%), while Angle dropped the most (−6.4%).
Largest by TVL
- 1
QiDao$2.10M
- 2
Angle$1.61M
- 3
Decentralized Euro$1.10M
- 4
Parallel Protocol V2$427K
- 5
Preon Finance$211K
Highest rated
- 1
Balanced5.7
- 2
- 3
- 4
- 5
Davos Protocol3.0
Method
How we ranked them
Reviewed dApps come first. Each SkyBitcoins review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.
Guides
Related guides
Blockchain
How to Use Base: A Practical Guide for 2026Base is an Ethereum Layer 2 that lets you use compatible wallets and apps with ETH for gas. Learn how to set up a wallet, move funds, estimate costs and avoid common risks.
Frequently asked questions
What is the largest CDP on Polygon by TVL?
QiDao is the largest CDP on Polygon by total value locked, with $2.10M across all the chains it supports. It is followed by Angle ($1.61M) and Decentralized Euro ($1.10M). TVL figures come from DefiLlama and change daily.
Which CDP on Polygon has the highest SkyBitcoins score?
How many CDPs on Polygon has SkyBitcoins reviewed?
SkyBitcoins tracks 10 CDPs on Polygon. Of these, 10 have a full review and 9 report value locked, $5.76M in total, counting value on every chain they support.
Which CDPs on Polygon grew the most this week?
Among CDPs with at least $1M locked, Decentralized Euro had the biggest 7-day TVL gain (+2.0%) and Angle the biggest drop (−6.4%). Combined TVL moved −2.5% over the same seven days.
What is the average score for CDPs on Polygon?
The 5 rated CDPs on Polygon average 4.9 out of 10. Of these, 0 score 8 or higher and 1 score below 5.