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Best of · BNB Chain · Updated

The best CDPs on BNB Chain in 2026

We track 15 CDPs that run on BNB Chain and have reviewed 9 of them in full. Our top pick is QiDao. Each one is scored on security, ease of use, fees and features.

Ranked list

  1. 1
    QiDao logo

    QiDao

    CDPs · Polygon, Base, Ethereum +11

    QiDao lets you borrow MAI against crypto collateral without selling it. The stated 0% interest is only part of the cost: check collateral, liquidation and transaction terms before borrowing.

    Read the QiDao reviewVisit QiDao(opens in a new tab)
    ScoreScore 5.3 out of 10
    TVL $2.10M−1.7%
  2. 2
    Angle logo

    Angle

    CDPs · Ethereum, Arbitrum, Polygon +5

    Angle is a DeFi protocol for stablecoin swaps, borrowing and yield across several networks. Its published fee and security details are too limited to judge the cost or safety of a deposit confidently.

    Read the Angle reviewVisit Angle(opens in a new tab)
    ScoreScore 5.3 out of 10
    TVL $1.61M−6.4%
  3. 3
    BIMA CDP logo

    BIMA CDP

    CDPs · Bitcoin, Ethereum, Hemi +5

    BIMA CDP is presented as a Bitcoin-collateral loan service with fixed terms and no scheduled cash interest. The option collar can still cost you through its premium and capped upside, and the custody and counterparty details deserve careful checking.

    Read the BIMA CDP reviewVisit BIMA CDP(opens in a new tab)
    ScoreScore 5.0 out of 10
    TVL $10.3M−1.8%
  4. 4
    Reservoir Protocol logo

    Reservoir Protocol

    CDPs · Monad, Ethereum, Plasma +14

    Reservoir is a DeFi stablecoin protocol with rUSD and yield-oriented assets, but its fees, redemption terms and collateral details are unclear. Treat it as a higher-risk option until you verify those terms before using it.

    Read the Reservoir Protocol reviewVisit Reservoir Protocol(opens in a new tab)
    ScoreScore 4.5 out of 10
    TVL $89.8M+20.6%
  5. 5
    Abracadabra Spell logo

    Abracadabra Spell

    CDPs · Ethereum, Arbitrum, BNB Chain +5

    Abracadabra lets you borrow its MIM stablecoin against interest-bearing crypto collateral. The borrowing model is clear, but current costs, collateral markets and audit details need checking before you deposit.

    Read the Abracadabra Spell reviewVisit Abracadabra Spell(opens in a new tab)
    ScoreScore 4.5 out of 10
    TVL $4.45M−1.8%
  6. 6
    Avalon USDa logo

    Avalon USDa

    CDPs · Ethereum, BNB Chain, Mantle +3

    Avalon USDa is a Bitcoin-focused stablecoin borrowing product, but its borrowing costs, liquidation rules and redemption process need checking before you commit collateral. The project names four audit firms, though that alone does not establish that funds are safe.

    Read the Avalon USDa reviewVisit Avalon USDa(opens in a new tab)
    ScoreScore 4.5 out of 10
    TVL $3−0.1%
  7. 7
    Sable Finance logo

    Sable Finance

    CDPs · BNB Chain

    Sable Finance presents a stablecoin borrowing protocol alongside a perpetuals exchange, but its descriptions conflict on collateral, stablecoin name and interest. Verify the live product and terms before depositing.

    Read the Sable Finance reviewVisit Sable Finance(opens in a new tab)
    ScoreScore 4.2 out of 10
    TVL $587K−1.5%
  8. 8
    BitStable Finance logo

    BitStable Finance

    CDPs · Bitcoin, BNB Chain, Ethereum

    BitStable Finance is a CDP protocol for generating the DAII stablecoin against Bitcoin-ecosystem collateral. Its public details leave key questions about fees, collateral rules and security unanswered, so check the app carefully before committing funds.

    Read the BitStable Finance reviewVisit BitStable Finance(opens in a new tab)
    ScoreScore 3.5 out of 10
    TVL $15.1K−2.4%
  9. 9
    Davos Protocol logo

    Davos Protocol

    CDPs · BNB Chain, Ethereum, Polygon +5

    Davos Protocol is a CDP platform for borrowing its DUSD stablecoin against liquid-staking collateral. Key details on costs, liquidation rules and contract security remain unclear, so verify them before depositing.

    Read the Davos Protocol review
    ScoreScore 3.0 out of 10
    TVL $22.9K−0.7%
  10. 10
    River Omni-CDP logo

    River Omni-CDP

    CDPs · BNB Chain, BSquared, Ethereum +9

    River is a cross-chain collateral and stablecoin protocol built around satUSD. Its basic purpose is clear, but key details about fees, collateral, audits and safe use are missing, so you should verify them before committing funds.

    Read the River Omni-CDP reviewVisit River Omni-CDP(opens in a new tab)
    ScoreNot rated yet
    TVL $74.7M−2.5%
  11. 11
    Lista CDP logo

    Lista CDP

    CDPs · BNB Chain

    Lista CDP is a collateralized-debt protocol for minting lisUSD, but it is marked inactive. Confirm the service is operating before connecting a wallet or depositing assets.

    Read the Lista CDP reviewVisit Lista CDP(opens in a new tab)
    ScoreNot rated yet
    TVL $63.0M−10.7%
  12. 12
    Sigma Money logo

    Sigma Money

    CDPs · BNB Chain

    Sigma Money is a BNB Chain DeFi protocol that splits yield-bearing assets into stable and volatile tranches. The available details are too limited to assess its costs, safety or how to use it.

    Read the Sigma Money reviewVisit Sigma Money(opens in a new tab)
    ScoreNot rated yet
    TVL $949K−0.5%
  13. 13
    Mars Ecosystem logo

    Mars Ecosystem

    CDPs · BNB Chain

    Mars Ecosystem is a BNB Chain stablecoin project built around USDM, XMS and DeFi protocols. Key details on fees, current operation and security are not published here, so verify them before using it.

    Read the Mars Ecosystem reviewVisit Mars Ecosystem(opens in a new tab)
    ScoreNot rated yet
    TVL $242K−1.4%
  14. 14
    TopShelf logo

    TopShelf

    CDPs · BNB Chain, Avalanche, Fantom

    TopShelf is a cdps project on Bnb Chain, Avalanche and Fantom. Its team publishes little about how it works, what it costs or how funds are secured, so treat it with care.

    Read the TopShelf review
    ScoreNot rated yet
    TVL $20.1K−1.6%
  15. 15
    Piggy logo

    Piggy

    CDPs · BNB Chain

    Piggy is a cdps project on Bnb Chain. Its team publishes little about how it works, what it costs or how funds are secured, so treat it with care.

    Read the Piggy review
    ScoreNot rated yet
    TVL —

CDPs on BNB Chain: the numbers

Tracked
15
Reviewed
15
Total TVL
$248M
Avg. score
4.4/10

SkyBitcoins tracks 15 CDPs on BNB Chain. Every one of them has a full review. The 14 that report TVL hold $248M between them, counting value on every chain they support. Reservoir Protocol is the clear leader, holding 36% of it. The five largest make up 98% of the total; the median is $949K.

Ranked by TVL, Reservoir Protocol ($89.8M), River Omni-CDP ($74.7M) and Lista CDP ($63.0M) lead the field. On SkyBitcoins scores, QiDao ranks first at 5.3/10, ahead of Angle (5.3) and BIMA CDP (5.0). The 9 rated CDPs average 4.4/10, and none scores 8 or above yet.

Many also deploy elsewhere, most often on Ethereum (9), Arbitrum (6) and Optimism (5). Of the 11 with a confirmed status, 10 are active and 1 is inactive or wound down. Over the last seven days, combined TVL rose 2.2%. Reservoir Protocol gained the most (+20.6%), while Lista CDP dropped the most (−10.7%).

Largest by TVL

  1. 1Reservoir Protocol logoReservoir Protocol$89.8M
  2. 2River Omni-CDP logoRiver Omni-CDP$74.7M
  3. 3Lista CDP logoLista CDP$63.0M
  4. 4BIMA CDP logoBIMA CDP$10.3M
  5. 5Abracadabra Spell logoAbracadabra Spell$4.45M

Highest rated

  1. 1QiDao logoQiDao5.3
  2. 2Angle logoAngle5.3
  3. 3BIMA CDP logoBIMA CDP5.0
  4. 4Reservoir Protocol logoReservoir Protocol4.5
  5. 5Abracadabra Spell logoAbracadabra Spell4.5

Method

How we ranked them

Reviewed dApps come first. Each SkyBitcoins review scores security, ease of use, fees and features from 0 to 10 using public facts such as audits, documentation and on-chain data; the overall score orders the list, with total value locked as the tie-breaker. Projects we have not reviewed yet follow, ordered by total value locked. Scores are never sold.

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Frequently asked questions

What is the largest CDP on BNB Chain by TVL?

Reservoir Protocol is the largest CDP on BNB Chain by total value locked, with $89.8M across all the chains it supports. It is followed by River Omni-CDP ($74.7M) and Lista CDP ($63.0M). TVL figures come from DefiLlama and change daily.

Which CDP on BNB Chain has the highest SkyBitcoins score?

QiDao has the highest score at 5.3/10, ahead of Angle (5.3) and BIMA CDP (5.0). Scores weigh security, ease of use, fees and features, and are based only on facts we could verify.

How many CDPs on BNB Chain has SkyBitcoins reviewed?

SkyBitcoins tracks 15 CDPs on BNB Chain. Of these, 15 have a full review and 14 report value locked, $248M in total, counting value on every chain they support.

Which CDPs on BNB Chain grew the most this week?

Among CDPs with at least $1M locked, Reservoir Protocol had the biggest 7-day TVL gain (+20.6%) and Lista CDP the biggest drop (−10.7%). Combined TVL moved +2.2% over the same seven days.

What is the average score for CDPs on BNB Chain?

The 9 rated CDPs on BNB Chain average 4.4 out of 10. Of these, 0 score 8 or higher and 6 score below 5.