Insurance · Alternatives
The best Cover Protocol alternatives in 2026
Cover Protocol’s status is unclear: its token was exploited in 2020, and its listed site now presents OpenCover. If Cover Protocol is not the right fit, these 7 reviewed Insurance options are the closest matches, ranked by SkyBitcoins score. Read our full Cover Protocol review
At a glance
Cover Protocol vs the alternatives
| dApp | Score | TVL | Chains |
|---|---|---|---|
| Not rated yet | $480K | 3 | |
| Score 5.8 out of 10 | — | — | |
| Score 5.8 out of 10 | — | 1 | |
| Nexus Mutual | Score 5.8 out of 10 | — | 1 |
| Score 5.4 out of 10 | $4.90M | 1 | |
| Score 5.2 out of 10 | $58.9M | 1 | |
| Score 5.0 out of 10 | $2.40M | 2 | |
| Score 4.2 out of 10 | $39.8K | 3 |
Ranked
Top Cover Protocol alternatives
- 1
Native
Insurance
Native is a specialist insurance broker for crypto businesses and emerging technologies, not a retail crypto app or a policy you can buy instantly. It arranges regulated insurance, onchain cover, or a combination, but you’ll need to request a tailored quote and review the actual policy terms.
ScoreScore 5.8 out of 10TVL — - 2
Opencover
Insurance · Base
OpenCover helps you buy onchain risk cover from third-party underwriters. Check the exact exclusions, claims process and premium before paying; OpenCover does not publish a licensing or audit record.
ScoreScore 5.8 out of 10TVL — - 3
Nexus Mutual
Insurance · Ethereum
Nexus Mutual lets members buy Ethereum-based cover for crypto risks, but claims are decided by mutual members rather than paid automatically. Check the specific cover wording, price and claim rules before committing funds.
ScoreScore 5.8 out of 10TVL — - 4
Easedefi.org
Insurance · Ethereum
Ease offers Ethereum-based DeFi coverage through a shared-loss product and a yield-earning underwriting product. Both can put your deposited capital at risk, and key terms such as fees and claim rules need checking before you commit funds.
ScoreScore 5.4 out of 10TVL $4.90M+30.7% - 5
Firelight
Insurance · Flare
Firelight is a Flare-based DeFi cover protocol: stakers back defined risks and can earn coverage fees, but may lose capital to claims. Check the exact staking asset, cover terms and slashing rules before committing funds.
ScoreScore 5.2 out of 10TVL $58.9M−9.2% - 6
Ensuro
Insurance · Ethereum, Polygon
Ensuro connects blockchain-based capital with insurance risk, but it is not a simple, guaranteed-yield product. Check the investment terms, fees and withdrawal rules before committing funds.
ScoreScore 5.0 out of 10TVL $2.40M+4.7% - 7
Lunos
Insurance · Ethereum, BNB Chain, Kava
Lunos has pivoted from on-chain insurance toward a compliance-focused blockchain. The new direction is described, but its launch status, costs and protections need checking before you use UNO.
ScoreScore 4.2 out of 10TVL $39.8K−0.1%