Goldfinch Review: Is Prime Still Open in 2026?
Goldfinch Prime is shutting down and taking no new deposits. Withdrawal terms for existing investors and the status of Goldfinch’s legacy app are not published.
By the SkyBitcoins review team · Updated
At a glance
Goldfinch key facts
| Category | Uncollateralized Lending |
|---|---|
| Product | Onchain private-credit fund access |
| Network | Ethereum |
| Deposits | Goldfinch Prime is taking no new deposits |
| Token | GFI |
| Value locked | $2.07M−8.2% 7d |
| Updated |
Goldfinch FAQs
Can you still deposit into Goldfinch Prime?
No. Goldfinch Prime says it is shutting down and will take no new deposits. That does not establish whether every Goldfinch product or the legacy app has also stopped operating.
What was Goldfinch Prime?
Goldfinch Prime was presented as an onchain pool giving investors exposure to institutional private-credit funds. The site advertised an estimated 10–12% net yield, but that is not a current offer for new investors while deposits are closed.
Can existing Goldfinch investors withdraw?
Goldfinch Prime’s shutdown notice does not explain withdrawal timing, fees or other terms for existing investors. Check the project’s official governance and legal communications before making decisions about an existing position.
Compare
Goldfinch alternatives
Kasu opens private business lending to crypto users, but advertised yields are not guaranteed and withdrawals are not promised on a schedule.
3Jane offers USDC-funded USD3 and sUSD3, but uncollateralized credit risk and unclear fees and withdrawals call for careful checks.
Wildcat offers customizable, undercollateralized credit markets, but lenders must assess borrower risk and market-specific withdrawal terms.
Clearpool offers permissioned on-chain lending to institutions, but check pool access, borrower risk, fees and withdrawal terms before depositing.
cSigma offers business-credit and DeFi yield products, but verify each pool’s fees, audit coverage and withdrawal terms before depositing.
3Jane offers credit-backed USD3 and leveraged sUSD3 yield, but check redemption, credit and audit details before depositing USDC.
Same category
More Uncollateralized Lending dApps
Union offers vouch-based, uncollateralized credit, but check current rates and terms carefully: no audit is listed.
Bion offers reusable wallet-assessed USDC credit on Base, but check your final fee and agreement before accepting an offer.
BNPL Pay links Ethereum lenders with BNPL providers, but unclear fees, withdrawals and loss protections make careful due diligence essential.
RociFi explores on-chain credit for under-collateralized DeFi loans, but confirm its current status, contracts and terms before using it.
Credit offers USDC lending on World Chain, but unpublished costs and sparse security details make careful checks essential.
Cap offers USD credit and stablecoin products on Ethereum, but its costs, risk protections and product terms need verification.
Same chain
More on Ethereum
Lido turns staked ETH into liquid stETH, but variable rewards, a 10% reward fee and withdrawal and contract risks need checking.
Bitvavo offers euro funding, 400+ crypto assets and Pro Mode, but check withdrawal terms and the separate risks of staking and leverage.
Aave offers open crypto lending and borrowing, but variable rates, gas costs and liquidation risk make it best for informed DeFi users.
Aave V3 offers non-custodial lending and collateralised borrowing, but rates vary and deposits remain exposed to DeFi and liquidation risks.
GetBlock suits teams needing multi-chain RPC and data services, but check usage billing, coverage and SLA terms before relying on it in production.
Uniswap offers wallet-based swaps and liquidity pools across 15+ networks, but pool fees, gas and self-custody risks still matter.
How we checked
Sources
Last updated . Spotted an error? Tell us and we will correct it.