RWA Lending · Alternatives
The best 8lends alternatives in 2026
8lends is a rwa lending project on Base. If 8lends is not the right fit, these 12 reviewed RWA Lending options are the closest matches, ranked by SkyBitcoins score. Read our full 8lends review
At a glance
8lends vs the alternatives
| dApp | Score | TVL | Chains |
|---|---|---|---|
| Not rated yet | — | 1 | |
| Score 5.5 out of 10 | $219M | 1 | |
| Score 5.0 out of 10 | $1.43M | 5 | |
| Score 5.0 out of 10 | — | 4 | |
| Score 4.5 out of 10 | $32.9K | 1 | |
| Score 4.5 out of 10 | — | 1 | |
| Score 4.5 out of 10 | — | — | |
| Score 4.5 out of 10 | — | — | |
| Score 4.5 out of 10 | — | — | |
| Score 4.2 out of 10 | — | — | |
| Score 4.0 out of 10 | $2.98M | 1 | |
| Score 4.0 out of 10 | $23.7K | 1 | |
| Score 4.0 out of 10 | $185 | 3 |
Ranked
Top 8lends alternatives
- 1
Aave Horizon RWA
RWA Lending · Ethereum
Aave Horizon is an Ethereum lending market for borrowing stablecoins against tokenized real-world assets. Before using it, check whether you qualify and what collateral, rates and licensing terms apply.
ScoreScore 5.5 out of 10TVL $219M−0.2% - 2
Travessia Credit
RWA Lending · Ethereum, Avalanche, Polygon +2
Travessia Credit is an institutional trade-finance platform for invoice-backed lending, not a general-purpose crypto lending app. Its costs, investor onboarding requirements and protections need closer review before you commit capital.
ScoreScore 5.0 out of 10TVL $1.43M+0.4% - 3
Polytrade Finance
RWA Lending · Polygon, Base, Robinhood Chain +1
Polytrade Finance offers AI-underwritten credit tied to real-world trade, with senior deposits backed by treasury-held TRADE. Before lending, check the pool terms, fees, repayment process and token-collateral risk.
ScoreScore 5.0 out of 10TVL — - 4
TProtocol V2
RWA Lending · Ethereum
TProtocol V2 is an Ethereum RWA lending protocol that promotes tokenized T-bill yield. Its fee, redemption and custody details are unclear, so check the terms and asset risks before committing funds.
ScoreScore 4.5 out of 10TVL $32.9K+0.1% - 5
Altr
RWA Lending · Polygon
Altr is a peer-to-peer lending platform for borrowing against verified collectibles or funding loans with USDt on Polygon. Its custody and KYC details are partial, and it does not publish a full fee schedule or identify an audit.
ScoreScore 4.5 out of 10TVL — - 6
Clearpool
RWA Lending
Clearpool offers permissioned institutional lending across multiple networks, with RLUSD lending planned for the XRP Ledger. Costs, borrower risks and access requirements need careful checking before you commit funds.
ScoreScore 4.5 out of 10TVL — - 7
RAAC
RWA Lending
RAAC is an RWA lending ecosystem built around tokenized real estate and commodity-backed stablecoins. Its product idea is clear, but fees, supported networks and key risk details need checking before you commit funds.
ScoreScore 4.5 out of 10TVL — - 8
Bondflow
RWA Lending
Bondflow offers accredited investors access to private-credit notes with stated target yields of 10.5% or 12.5%. The yields are not guaranteed, and published minimums conflict for the Growth class.
ScoreScore 4.5 out of 10TVL — - 9
Credefi Finance
RWA Lending
Credefi lets you lend to EU SMEs through crypto loans backed by real-world assets, and offers CREDI-related staking. Before committing funds, check the specific loan terms, fees and protections: key details are not clearly published.
ScoreScore 4.2 out of 10TVL — - 10
Kea Credit
RWA Lending · Hedera
Kea Credit is a Hedera-based private-credit lending protocol for supplying capital to business loans. Its advertised yield reaches 24%, but fees, withdrawal terms and loan-level risks need checking before you deposit.
ScoreScore 4.0 out of 10TVL $2.98M0.0% - 11
Unblock Equity
RWA Lending · Base
Unblock Equity lets you lend USDC through Base vaults tied to tokenized home-equity loans. Check vault terms, fees and audit details carefully: key costs and protections are not published here.
ScoreScore 4.0 out of 10TVL $23.7K+0.2% - 12
EthicHub
RWA Lending · Ethereum, Celo, xDai
EthicHub aims to connect lenders with smallholder farmers, but its current site focuses on selling coffee rather than showing a lending product. Check that lending is open and review the loan terms before committing funds.
ScoreScore 4.0 out of 10TVL $185−25.9%